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Independent Bank Corp INDB Net margin

Net margin at other companies

Bank of AmericaBAC

27.3%+1.8pp

Citizens Financial GroupCFG

23.3%+3.4pp

Eastern Bankshares, Inc.EBC

35.1%+24.6pp

International BancsharesIBOC

49%-0.5pp

Community Financial SystemCBU

26.1%+1.1pp

ServisFirst BancsharesSFBS

49.2%+2.0pp

Other financials

Income statement

Revenue$252.7M+41.9%

Net income$79.9M+79.9%

EPS (diluted)$1.63+56.7%

Balance sheet

Cash & equivalents$729.0M+1.7%

Total debt$776.3M-9.7%

Total equity$3.5B+16.8%

Total assets$24.8B+24.6%

Cash flow

Operating cash flow$117.2M+779%

CapEx$5.6M+176%

Free cash flow$111.6M+887%

Valuation

Market cap$3.91B+36.8%

Enterprise value$3.96B+31.6%

P/E16.3×+1.1×

P/S4.2×+0.1×

Profitability

FCF margin36.4%+11.5pp

Returns & leverage

Return on equity7.3%+0.9pp

Debt / equity0.2×-0.1×

Where this comes from

Calculated from Independent Bank Corp’s reported figures.

net income/total revenue=25.8%

Based on trailing twelve months.

The official record: Independent Bank Corp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corp's net margin?: Independent Bank Corp (INDB) reported net margin of 25.8% in Q1 2026.
How has Independent Bank Corp's net margin changed year-over-year?: Independent Bank Corp's net margin decreased by 4.2% year-over-year, from 26.9% to 25.8%.
What is the long-term trend for Independent Bank Corp's net margin?: Over 5 years (2020 to 2025), Independent Bank Corp's net margin has grown at a -1.1% compound annual growth rate (CAGR), from 25.3% to 23.9%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.