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Farmers National Banc Corp FMNB Q1 2026 earnings

Reported April 22, 2026 · Before market open

Revenue$56.3MBeat by $1.5M
EPS$0.45Beat by $0.08
Revenue estimate$54.8M
EPS estimate$0.37

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$70.8M
EPS estimate$0.41

Financials

Q1 2026

Income statement

See full
Revenue$80.8M+19.2%
Net income$16.3M+19.8%

Balance sheet

See full
Cash & equivalents$38.2M+107%
Total debt$446.5M+127%
Total equity$766.9M+78.7%
Total assets$7.2B+39.1%

Cash flow

See full
Operating cash flow$7.6M-51.7%
CapEx$507.0K-85.5%
Free cash flow$7.1M-41.9%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$777.78M+58.4%
Enterprise value$1.19B+77.3%
P/E13.6×+3.4×
P/S2.7×+0.2×

Profitability

See full
Net margin19.6%-4.9pp
FCF margin16.1%-11.7pp

Returns & leverage

See full
Return on equity9.6%-2.1pp
Debt / equity0.6×+0.1×

Segments

By product

See full
Fiduciary And Trust$3.0M+14.7%
Credit And Debit Card$2.0M+8.4%
Deposit Account$2.0M+11.8%
Insurance Agency Commissions$1.7M-3.3%
Retirement Plan Consulting$886.0K+11.0%

By segment

See full
Bank$65.7M+16.8%
Trust$3.9M+13.9%

Versus estimates

Revenue

Q2 2026$70.4MBeat by $345.0K
Q1 2026$56.3MBeat by $1.5M
Q4 2025$49.1MMiss by $1.6MQ3 2025$47.7MMiss by $3.3MQ2 2025$47.0MMiss by $957.0KQ1 2025$44.7MMiss by $1.9M

Diluted EPS

Q2 2026$0.41Beat by $0.07
Q1 2026$0.45Beat by $0.08
Q4 2025$0.40Miss by $0.07Q3 2025$0.42Beat by $0.01Q2 2025$0.37In lineQ1 2025$0.39Beat by $0.05

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Questions, answered.

When did Farmers National Banc Corp report Q1 2026 earnings?
Farmers National Banc Corp (FMNB) reported Q1 2026 earnings on April 22, 2026 before market open.
What were Farmers National Banc Corp's Q1 2026 revenue and EPS?
Farmers National Banc Corp reported revenue of $56.3M and eps of $0.45 for Q1 2026.
Did Farmers National Banc Corp beat estimates in Q1 2026?
Revenue beat the consensus estimate of $54.8M by $1.5M. EPS beat the consensus estimate of $0.37 by $0.08.
How did Farmers National Banc Corp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 25.9% from $44.7M a year earlier and eps grew 15.4% from $0.39.
Where can I find Farmers National Banc Corp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001437749-26-012964) and the 10-Q periodic report (0001437749-26-015423) directly on SEC EDGAR. The filing index links above go to sec.gov.