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Farmers National Banc Corp

FMNB

Farmers National Banc Corp. is a financial holding company that provides a comprehensive suite of commercial and retail banking, trust, and wealth management services.

Market cap
$897.6M+68.4%
Revenue$323.6M+43.2%
Net income$66.4M+31.7%
Free cash flow$60.6M+14.4%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 28, 2026 (In 3 weeks)
Revenue estimate$70.8M
EPS estimate$0.39

Financials

Q2 2026

Income statement

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Revenue$100.5M+43.9%
Net income$23.0M+65.6%

Balance sheet

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Cash & equivalents$42.6M+112%
Total debt$467.1M+57.0%
Total equity$784.0M+79.1%
Total assets$7.1B+37.9%

Cash flow

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Operating cash flow$26.5M+89.2%
CapEx$568.0K-64.4%
Free cash flow$26.0M+109%

Valuation & ratios

Valuation

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Market cap$897.6M+68.4%
Enterprise value$1.32B+57.5%
P/E13.5×+3.7×
P/S2.8×+0.7×

Profitability

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Net margin20.5%-1.8pp
FCF margin18.7%-4.7pp

Returns & leverage

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Return on equity10.9%-1.2pp
Debt / equity0.6×-0.1×

Segments

By product

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Fiduciary And Trust$3.1M+19.0%
Credit And Debit Card$2.6M+27.0%
Deposit Account$2.4M+39.2%
Insurance Agency Commissions$1.5M-18.8%
Investment Commissions$1.0M+44.8%

By segment

See full
Bank$84.5M+48.8%
Trust$4.0M+19.7%

Competitors

Profile

Farmers National Banc Corp. is a financial holding company that provides a comprehensive suite of commercial and retail banking, trust, and wealth management services. The company operates primarily in northeastern Ohio and western Pennsylvania, focusing on community-based financial solutions including insurance and retirement consulting. Its core value proposition centers on a relationship-driven model supported by a network of full-service branches and specialized wealth management offices.

Competitive position

A regional community bank holding company that competes through localized service and recent strategic acquisitions to expand its footprint in the Midwest.

GeographiesOhio, Pennsylvania, United States
Customer segmentsRetail, Commercial, Institutional
Business modelInterest Income, Fee-based services, Asset Management
SuppliersFederal Reserve System, Federal Home Loan Bank of Cincinnati, Technology and core banking software providers, Depositors
CustomersHomeowners, Small and medium-sized enterprises, Corporate retirement plan sponsors, Individual investors
Listed1999
Employees666.0
CEOKevin J. Helmick
FilingsSEC EDGAR

FAQ

What is Farmers National Banc Corp's market cap?
Farmers National Banc Corp (FMNB) has a market capitalization of $897.6M and trades on NASDAQ.
What is Farmers National Banc Corp's revenue and profitability?
Farmers National Banc Corp generated $323.6M in trailing twelve-month revenue with net income of $66.4M, representing a net margin of 20.5%, with free cash flow of $60.6M. The latest reported period is Q2 2026.
Who are Farmers National Banc Corp's competitors?
Farmers National Banc Corp's key competitors include Huntington National Bank, KeyCorp, PNC Financial Services Group, and others. These companies compete in similar markets and product categories.
Who does Farmers National Banc Corp partner with?
Farmers National Banc Corp's notable partners include Federal Home Loan Bank of Cincinnati, NASDAQ.
What subsidiaries does Farmers National Banc Corp have?
Farmers National Banc Corp's subsidiaries include The Farmers National Bank of Canfield, Farmers Trust Company, Farmers National Insurance, LLC, and others.
Where is Farmers National Banc Corp headquartered?
Farmers National Banc Corp is headquartered in United States of America and employs approximately 666 people. It has been publicly traded since 1999.