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Farmers National Banc Corp FMNB Bank — Provision For Loan Lease And Other Losses

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Other financials

Income statement

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Revenue$100.5M+43.9%
Net income$23.0M+65.6%
EPS (diluted)$0.38-2.6%

Balance sheet

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Cash & equivalents$42.6M+112%
Total debt$467.1M+57.0%
Total equity$784.0M+79.1%
Total assets$7.1B+37.9%

Cash flow

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Operating cash flow$26.5M+89.2%
CapEx$568.0K-64.4%
Free cash flow$26.0M+109%

Valuation

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Market cap$929.59M+80.6%
Enterprise value$1.35B+71.0%
P/E14×+3.8×
P/S2.9×+0.6×

Profitability

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Net margin20.5%-1.8pp
FCF margin18.7%-4.7pp

Returns & leverage

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Return on equity10.9%-1.2pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Farmers National Banc Corp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Farmers National Banc Corp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 10:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026085
(In Thousands of Dollars) / For Three Months Ended June 30, 2026Trust / SegmentBank / SegmentConsolidated / Segment totals
Total consolidated revenues100,507
Interest expense - deposits025,98525,985
Interest expense - borrowings04,0774,077
Credit for credit losses and unfunded loans02,4372,437
Payroll expenses1,65819,62621,284
Total consolidated segment expenses1,65852,12553,783
Segment profit2,38532,36834,753
Reconciliation of expenses

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FAQ

What is Farmers National Banc Corp's bank — provision for loan lease and other losses?
Farmers National Banc Corp (FMNB) reported bank — provision for loan lease and other losses of $2.44M in Q2 2026.
How has Farmers National Banc Corp's bank — provision for loan lease and other losses changed year-over-year?
Farmers National Banc Corp's bank — provision for loan lease and other losses decreased by 31.3% year-over-year, from $3.55M to $2.44M.
What is the long-term trend for Farmers National Banc Corp's bank — provision for loan lease and other losses?
Over 4 years (2021 to 2025), Farmers National Banc Corp's bank — provision for loan lease and other losses has grown at a 9.6% compound annual growth rate (CAGR), from $4.89M to $7.07M.
What does bank — provision for loan lease and other losses mean?
This is an expense set aside to cover potential future losses from the bank's loan and lease portfolio due to borrower defaults or credit deterioration. It is a forward-looking measure that reflects management's assessment of credit risk within the current economic environment. A higher provision indicates increased caution regarding the quality of the loan book.

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