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Farmers National Banc Corp FMNB Trust — Labor And Related Expense

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Other financials

Income statement

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Revenue$100.5M+43.9%
Net income$23.0M+65.6%
EPS (diluted)$0.38-2.6%

Balance sheet

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Cash & equivalents$42.6M+112%
Total debt$467.1M+57.0%
Total equity$784.0M+79.1%
Total assets$7.1B+37.9%

Cash flow

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Operating cash flow$26.5M+89.2%
CapEx$568.0K-64.4%
Free cash flow$26.0M+109%

Valuation

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Market cap$929.59M+80.2%
Enterprise value$1.35B+70.7%
P/E14×+3.8×
P/S2.9×+0.6×

Profitability

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Net margin20.5%-1.8pp
FCF margin18.7%-4.7pp

Returns & leverage

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Return on equity10.9%-1.2pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Farmers National Banc Corp in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Farmers National Banc Corp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 10:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026085
(In Thousands of Dollars) / For Three Months Ended June 30, 2026Trust / SegmentBank / SegmentConsolidated / Segment totals
Interest expense - deposits025,98525,985
Interest expense - borrowings04,0774,077
Credit for credit losses and unfunded loans02,4372,437
Payroll expenses1,65819,62621,284
Total consolidated segment expenses1,65852,12553,783
Segment profit2,38532,36834,753
Reconciliation of expenses
Other expenses *19,590

Document

FAQ

What is Farmers National Banc Corp's trust — labor and related expense?
Farmers National Banc Corp (FMNB) reported trust — labor and related expense of $1.66M in Q2 2026.
How has Farmers National Banc Corp's trust — labor and related expense changed year-over-year?
Farmers National Banc Corp's trust — labor and related expense increased by 15.1% year-over-year, from $1.44M to $1.66M.
What is the long-term trend for Farmers National Banc Corp's trust — labor and related expense?
Over 2 years (2023 to 2025), Farmers National Banc Corp's trust — labor and related expense has grown at a 9.7% compound annual growth rate (CAGR), from $4.95M to $5.96M.
What does trust — labor and related expense mean?
Labor and related expenses capture the total cost of personnel, including salaries, benefits, and incentives, required to operate the trust segment. As trust services are highly human-capital intensive, this metric is a primary driver of the segment's operating expenses. Tracking this helps evaluate the segment's operational efficiency and the cost-to-income ratio.

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