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F.N.B. Corporation FNB Insurance — Net Income

Other segment segments

Community Banking
$152M+6.3%
Wealth Management
$5M0.0%

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Other financials

Income statement

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Revenue$463.0M+5.5%
Net income$149.0M+14.6%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$2.4B-2.1%
Total debt$5.0B+2.7%
Total equity$6.8B+4.8%
Total assets$51.0B+2.6%

Cash flow

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Operating cash flow$258.0M+110%
CapEx$17.0M-55.3%
Free cash flow$241.0M+184%

Valuation

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Market cap$6.84B+27.9%
Enterprise value$9.43B+21.5%
P/E11.3×-0.1×
P/S3.7×+0.5×

Profitability

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Net margin33%+4.5pp
FCF margin34%+9.2pp

Returns & leverage

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Return on equity9%+1.6pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: F.N.B. Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000037808-26-000025
(in millions) / At or for the Three Months Ended June 30, 2026Community Banking / At or for the Three Months Ended June 30, 2026Wealth ManagementInsuranceParent and OtherConsolidated
Other107218118
Total non-interest expense2261458253
Income tax expense (benefit)412(4)39
Net income (loss)$152$5$1$(9)$149
Total assets$50,660$52$34$253$50,999
Total loans and leases35,7185135,769
Total deposits39,000(321)38,679
Market value of assets under administration - FNTC and FNIS (1)15,50415,504

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is F.N.B. Corporation's insurance — net income?
F.N.B. Corporation (FNB) reported insurance — net income of $1M in Q2 2026.
What is the long-term trend for F.N.B. Corporation's insurance — net income?
Over 3 years (2021 to 2025), F.N.B. Corporation's insurance — net income has grown at a -100.0% compound annual growth rate (CAGR), from $2M to $0.
What does insurance — net income mean?
This metric represents the final profit generated by the insurance segment after accounting for all revenues, operating expenses, and taxes. It is the primary measure of the segment's financial success and contribution to the overall corporate bottom line. Consistent growth in net income indicates a healthy and profitable insurance operation.

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