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Employers Holdings EIG Insurance Operations — Net Income

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$888.87M-8.6%
Enterprise value$864.57M-4.6%
P/E20×+9.0×
P/S-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Employers Holdings’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:17 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001379041-26-000023
RevenuesThree Months Ended / March 31, 2026 / (unaudited)Three Months Ended / March 31, 2025 / (unaudited)
Total expenses194.8186.7
Net income before income taxes12.815.9
Income tax expense2.63.1
Net income$10.2$12.8
Comprehensive (loss) income
Unrealized AFS investment (losses) gains arising during the period, net of tax benefit (expense) of $4.5 and $(5.7) for the three months ended March 31, 2026 and 2025, respectively$(16.7)$21.1
Reclassification adjustment for realized AFS investment losses in net income, net of tax benefit of $(0.1) and $(0.2) for the three months ended March 31, 2026 and 2025, respectively0.40.7
Other comprehensive (loss) income, net of tax(16.3)21.8

Item 1. Consolidated Financial Statements

FAQ

What is Employers Holdings's insurance operations — net income?
Employers Holdings (EIG) reported insurance operations — net income of $10.2M in Q1 2026.
How has Employers Holdings's insurance operations — net income changed year-over-year?
Employers Holdings's insurance operations — net income decreased by 20.3% year-over-year, from $12.8M to $10.2M.
What is the long-term trend for Employers Holdings's insurance operations — net income?
Over 2 years (2022 to 2024), Employers Holdings's insurance operations — net income has grown at a 56.5% compound annual growth rate (CAGR), from $48.4M to $118.6M.
What does insurance operations — net income mean?
This metric represents the final bottom-line profit generated by the insurance segment after all operating expenses, investment results, and tax obligations are accounted for. It is the primary measure of the segment's overall contribution to the company's total earnings.

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