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F.N.B. Corporation FNB Wealth Management — Interchange and card transaction fees

Other segment segments

Community Banking
$13M-7.1%
Insurance
$0

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WASHCard interchange fees
$1.31M+4.7%

Other financials

Income statement

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Revenue$463.0M+5.5%
Net income$149.0M+14.6%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$2.4B-2.1%
Total debt$5.0B+2.7%
Total equity$6.8B+4.8%
Total assets$51.0B+2.6%

Cash flow

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Operating cash flow$258.0M+110%
CapEx$17.0M-55.3%
Free cash flow$241.0M+184%

Valuation

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Market cap$6.84B+27.9%
Enterprise value$9.43B+21.5%
P/E11.3×-0.1×
P/S3.7×+0.5×

Profitability

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Net margin33%+4.5pp
FCF margin34%+9.2pp

Returns & leverage

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Return on equity9%+1.6pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept fnb:InterchangeAndCardTransactionFees.

The source filing: F.N.B. Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000037808-26-000025
(in millions) / At or for the Three Months Ended June 30, 2026Community Banking / At or for the Three Months Ended June 30, 2026Wealth ManagementInsuranceParent and OtherConsolidated
Provision for credit losses2222
Non-interest income:
Service charges2424
Interchange and card transaction fees1313
Trust services1212
Insurance commissions and fees66
Securities commissions and fees99
Capital markets income628

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is F.N.B. Corporation's wealth management — interchange and card transaction fees?
F.N.B. Corporation (FNB) reported wealth management — interchange and card transaction fees of $0 in Q2 2026.
What does wealth management — interchange and card transaction fees mean?
This metric measures the revenue earned by the Wealth Management segment from processing debit or credit card transactions for its clients. It is a recurring fee-based income stream driven by client spending volume and card usage. Higher transaction fees generally correlate with increased client activity and digital banking adoption.

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