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Cullen/Frost Bankers CFR Non-Banks — Interchange and card transaction fees

Other segment segments

Bank
$6.53M+20.9%
Frost Wealth Advisors
$0

Similar metrics at other companies

F.N.B. Corporation logo
FNBInterchange and card transaction fees
$13M-7.1%
F.N.B. Corporation logo
FNBInsurance — Interchange and card transaction fees
$0
F.N.B. Corporation logo
FNBCommunity Banking — Interchange and card transaction fees
$13M-7.1%
F.N.B. Corporation logo
FNBWealth Management — Interchange and card transaction fees
$0
SPF
SPFIBank Card Services And Interchange Fees
$4.11M+9.0%
SPF
SPFIBank Card Services And Interchange Fees
$4.11M+9.0%

Other financials

Income statement

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Revenue$574.8M+6.4%
Net income$171.0M+13.3%
EPS (diluted)$2.65+15.2%

Balance sheet

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Cash & equivalents$7.1B-9.0%
Total debt$296.4M
Total equity$4.5B+10.1%
Total assets$52.7B+1.4%

Cash flow

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Operating cash flow$237.3M+180%
CapEx$38.6M-5.7%
Free cash flow$198.7M+159%

Valuation

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Market cap$10.32B+29.8%
P/E15.4×+2.4×
P/S4.6×+0.8×

Profitability

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Net margin29.5%+1.0pp
FCF margin3.5%

Returns & leverage

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Return on equity15.5%0.0pp
Debt / equity0.1×

Where this comes from

Reported directly by Cullen/Frost Bankers in its filing.

Tagged under the XBRL concept cfr:InterchangeAndCardTransactionFees.

The source filing: Cullen/Frost Bankers’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 5:18 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000039263-26-000035
Three months ended: / March 31, 2026BankingFrost Wealth AdvisorsNon-BanksConsolidated
Trust and investment management fees48,132(175)47,957
Service charges on deposit accounts32,152532,157
Insurance commissions and fees22,07522,075
Interchange and card transaction fees6,5326,532
Other charges, commissions and fees7,2396,02913,268
Net gain (loss) on securities transactions
Other13,0121,2734114,326
Total non-interest income81,01055,439(134)136,315

Item 1. Financial Statements (Unaudited)

FAQ

What is Cullen/Frost Bankers's non-banks — interchange and card transaction fees?
Cullen/Frost Bankers (CFR) reported non-banks — interchange and card transaction fees of $0 in Q1 2026.
What does non-banks — interchange and card transaction fees mean?
Revenue generated by the non-banking segment from processing card transactions and interchange fees earned on payment networks. This is a volume-driven fee income stream.

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