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F.N.B. Corporation FNB Interchange and card transaction fees

Interchange and card transaction fees at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$6.53M+20.9%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$6.53M+20.9%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$0
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$0
Washington Trust Bancorp logo
Washington Trust BancorpWASH
$1.31M+4.7%
Washington Trust Bancorp logo
Washington Trust BancorpWASH
$1.31M+4.7%

Segments

By segment

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Community Banking$13M-7.1%
Insurance$0
Wealth Management$0

Other financials

Income statement

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Revenue$463.0M+5.5%
Net income$149.0M+14.6%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$2.4B-2.1%
Total debt$5.0B+2.7%
Total equity$6.8B+4.8%
Total assets$51.0B+2.6%

Cash flow

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Operating cash flow$258.0M+110%
CapEx$17.0M-55.3%
Free cash flow$241.0M+184%

Valuation

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Market cap$6.84B+27.9%
Enterprise value$9.43B+21.5%
P/E11.3×-0.1×
P/S3.7×+0.5×

Profitability

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Net margin33%+4.5pp
FCF margin34%+9.2pp

Returns & leverage

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Return on equity9%+1.6pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept fnb:InterchangeAndCardTransactionFees.

The source filing: F.N.B. Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000037808-26-000025
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Net Interest Income After Provision for Credit Losses344322685628
Non-Interest Income
Service charges24234745
Interchange and card transaction fees13142626
Trust services12112524
Insurance commissions and fees651211
Securities commissions and fees991818
Capital markets income871512

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is F.N.B. Corporation's interchange and card transaction fees?
F.N.B. Corporation (FNB) reported interchange and card transaction fees of $13M in Q2 2026.
How has F.N.B. Corporation's interchange and card transaction fees changed year-over-year?
F.N.B. Corporation's interchange and card transaction fees decreased by 7.1% year-over-year, from $14M to $13M.
What is the long-term trend for F.N.B. Corporation's interchange and card transaction fees?
Over 4 years (2021 to 2025), F.N.B. Corporation's interchange and card transaction fees has grown at a 2.0% compound annual growth rate (CAGR), from $48M to $52M.
What does interchange and card transaction fees mean?
This metric captures revenue earned from processing debit and credit card transactions for customers. It reflects the bank's penetration in the payments space and the volume of consumer spending activity. As a non-interest income stream, it provides diversification and scales with increased card usage and transaction volume.

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