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South Plains Financial, Inc. SPFI Bank Card Services And Interchange Fees

Bank Card Services And Interchange Fees at other companies

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Other financials

Income statement

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Revenue$54.1M+10.2%
Net income$14.5M+18.3%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$722.0M+34.6%
Total debt$7.9M-10.9%
Total equity$504.9M+13.8%
Total assets$4.6B+5.5%

Cash flow

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Operating cash flow$16.2M-38.0%
CapEx$1.4M+19.3%
Free cash flow$14.8M-40.6%

Valuation

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Market cap$807.57M+41.4%
P/E13.3×+2.1×
P/S3.7×+0.8×

Profitability

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Net margin28%+2.1pp
FCF margin28.4%-3.1pp

Returns & leverage

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Return on equity12.8%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept spfi:BankCardServicesAndInterchangeFees.

The official record: South Plains Financial, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is South Plains Financial, Inc.'s bank card services and interchange fees?
South Plains Financial, Inc. (SPFI) reported bank card services and interchange fees of $3.22M in Q1 2026.
How has South Plains Financial, Inc.'s bank card services and interchange fees changed year-over-year?
South Plains Financial, Inc.'s bank card services and interchange fees decreased by 4.8% year-over-year, from $3.38M to $3.22M.
What is the long-term trend for South Plains Financial, Inc.'s bank card services and interchange fees?
Over 4 years (2021 to 2025), South Plains Financial, Inc.'s bank card services and interchange fees has grown at a 3.3% compound annual growth rate (CAGR), from $12.24M to $13.91M.
What does bank card services and interchange fees mean?
This metric tracks the income earned from processing credit and debit card transactions, including interchange fees paid by merchants. It represents a recurring, volume-based non-interest income stream derived from consumer and commercial payment activity.