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Bank of America BAC Card Income Interchange Fees — Card income and service charges

Other product segments

Service Charges Deposit Related Fees
$1.31B+6.4%
Card Income Other
$628M+4.3%
Service Charges Lending Related Fees
$368M+10.5%

Similar metrics at other companies

Citigroup logo
CCredit and bank card income, interchange fees — Commissions and fees revenue
$3.02B+6.3%
Wells Fargo & Company logo
WFCConsumer Banking and Lending — Card fees
$1.06B+8.8%
Citizens Financial Group logo
CFGCard fees — Revenue from contracts with customers
$80M0.0%
M&T Bank logo
MTBMerchant discount and credit card interchange fees — Revenue
$37M0.0%
Wells Fargo & Company logo
WFCCard Fees
$1.14B+9.0%
Citizens Financial Group logo
CFGCard Fees — Revenue (Gross)
$59M-3.3%

Other financials

Income statement

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Revenue$30.3B+7.2%
Net income$8.6B+16.6%
EPS (diluted)$1.11+24.7%

Balance sheet

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Cash & equivalents$242.48B-11.4%
Total debt$337.44B+7.7%
Total equity$300.67B+2.3%
Total assets$3.50T+4.4%

Cash flow

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Operating cash flow$41.8B+2,013%

Valuation

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Market cap$398.83B+9.8%
Enterprise value$493.78B+24.2%
P/E12.6×-0.6×
P/S3.4×+0.1×

Profitability

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Net margin27.3%+1.8pp

Returns & leverage

See full
Return on equity10.7%+1.2pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Bank of America in its filing.

Tagged under the XBRL concept us-gaap:FeesAndCommissionsMortgageBankingAndServicing.

The official record: Bank of America’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of America's card income interchange fees — card income and service charges?
Bank of America (BAC) reported card income interchange fees — card income and service charges of $865M in Q1 2026.
How has Bank of America's card income interchange fees — card income and service charges changed year-over-year?
Bank of America's card income interchange fees — card income and service charges decreased by 5.6% year-over-year, from $916M to $865M.
What is the long-term trend for Bank of America's card income interchange fees — card income and service charges?
Over 4 years (2021 to 2025), Bank of America's card income interchange fees — card income and service charges has grown at a -4.0% compound annual growth rate (CAGR), from $4.56B to $3.88B.
What does card income interchange fees — card income and service charges mean?
Revenue earned from fees charged to merchants and cardholders for processing card transactions and providing card services.
How do you interpret card income interchange fees — card income and service charges?
An increase suggests higher consumer spending volume or improved card penetration, while a decrease may indicate reduced transaction activity or competitive pressure on fee structures.
How does card income interchange fees — card income and service charges compare across companies?
Peers typically report this under non-interest income or card-related revenue, with performance highly correlated to broader consumer spending trends and payment network dynamics.