Bank of America BAC Interchange fees — Card income and service charges

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FAQ

What is Bank of America's interchange fees — card income and service charges?

Bank of America (BAC) reported interchange fees — card income and service charges of $865M in Q1 2026.

How has Bank of America's interchange fees — card income and service charges changed year-over-year?

Bank of America's interchange fees — card income and service charges decreased by 5.6% year-over-year, from $916M to $865M.

What is the long-term trend for Bank of America's interchange fees — card income and service charges?

Over 4 years (2021 to 2025), Bank of America's interchange fees — card income and service charges has grown at a -4.0% compound annual growth rate (CAGR), from $4.56B to $3.88B.

What does interchange fees — card income and service charges mean?

This metric represents the revenue generated from transaction-based fees earned when customers use debit or credit cards for purchases. It encompasses the interchange fees paid by merchants to the card-issuing bank, as well as associated service charges related to card account maintenance and usage. This revenue stream is a critical component of the consumer banking segment, reflecting the volume and velocity of card-based payment activity.