Skip to content
Screener

Bank of America BAC Lending-related fees — Card income and service charges

Other product segments

Deposit-related fees
$1.31B+6.4%
Interchange fees
$865M-5.6%
Other card income
$628M+4.3%

Similar metrics at other companies

Northwest Bancshares logo
NWBIBanking Segment — Service charges and fees
$16.91M+7.0%
Starwood Property Trust logo
STWDCommercial and Residential Lending Segment — Servicing fees
$111K0.0%
Starwood Property Trust logo
STWDInfrastructure Lending Segment — Servicing fees
$0
Annaly Capital Management logo
NLYMSR — Servicing and related income
$175.06M+23.6%
Annaly Capital Management logo
NLYAgency — Servicing and related income
$0
Wells Fargo & Company logo
WFCConsumer Banking and Lending — Mortgage banking
$154M-8.9%

Other financials

Income statement

See full
Revenue$31.6B+19.3%
Net income$9.1B+27.5%
EPS (diluted)$1.21+36.0%

Balance sheet

See full
Cash & equivalents$229.75B-13.6%
Total debt$339.86B+5.4%
Total equity$301.09B+0.5%
Total assets$3.50T+1.7%

Cash flow

See full
Operating cash flow$41.8B+2,013%

Valuation

See full
Market cap$442.29B+31.5%
Enterprise value$552.41B+40.7%
P/E13.1×+1.1×
P/S3.7×+0.6×

Profitability

See full
Net margin27.8%+2.3pp

Returns & leverage

See full
Return on equity11.2%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Bank of America in its filing.

Tagged under the XBRL concept us-gaap:FeesAndCommissionsMortgageBankingAndServicing.

The source filing: Bank of America’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:39 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000070858-26-000249
(Dollars in millions)20262025
Total card income1,4931,518
Service charges
Deposit-related fees1,3061,228
Lending-related fees368333
Total service charges1,6741,561
Investment and brokerage services
Asset management fees4,3123,738
Brokerage fees1,2291,075

Item 1. Financial Statements

FAQ

What is Bank of America's lending-related fees — card income and service charges?
Bank of America (BAC) reported lending-related fees — card income and service charges of $368M in Q1 2026.
How has Bank of America's lending-related fees — card income and service charges changed year-over-year?
Bank of America's lending-related fees — card income and service charges increased by 10.5% year-over-year, from $333M to $368M.
What is the long-term trend for Bank of America's lending-related fees — card income and service charges?
Over 4 years (2021 to 2025), Bank of America's lending-related fees — card income and service charges has grown at a 3.5% compound annual growth rate (CAGR), from $1.23B to $1.41B.
What does lending-related fees — card income and service charges mean?
This metric represents the recurring revenue generated from credit and debit card operations, including interchange fees, late payment penalties, and account maintenance charges. It reflects the bank's ability to monetize its consumer payment processing infrastructure and credit card portfolio. This income stream is a key component of non-interest revenue within the consumer banking segment.

Ask your AI about Bank of America's lending-related fees — card income and service charges.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude