Service Charges Deposit Related Fees — Card income and service charges
Products & Services · Card income and service chargesBank of America Service Charges Deposit Related Fees — Card income and service charges increased by 1.3% to $1.28B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 5.6%, from $1.22B to $1.28B. Over 4 years (FY 2021 to FY 2025), Service Charges Deposit Related Fees — Card income and service charges shows a downward trend with a -5.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase suggests higher transaction volume or improved fee capture from card-linked deposit accounts, while a decrease may indicate lower customer activity or competitive pressure on fee structures.
Detailed definition
This metric represents the revenue generated from fees associated with card-based transactions and related deposit accou...
Peer comparison
Peers typically report this under non-interest income or service charges on deposit accounts, with variations depending on how they categorize interchange versus account-based maintenance fees.
bac_segment_deposit_related_fees_card_income_and_service_chargesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.56B | $1.62B | $1.60B | $1.53B | $1.42B | $1.16B | $1.08B | $1.10B | $1.05B | $1.12B | $1.12B | $1.12B | $1.17B | $1.20B | $1.22B | $1.23B | $1.27B | $1.27B | $1.28B |
| QoQ Change | — | +4.0% | -1.2% | -4.4% | -7.4% | -18.0% | -7.0% | +1.5% | -4.7% | +7.6% | -0.7% | +0.5% | +4.5% | +2.2% | +1.5% | +1.0% | +3.0% | +0.2% | +1.3% |
| YoY Change | — | — | — | — | -9.0% | -28.2% | -32.4% | -28.3% | -26.3% | -3.3% | +3.2% | +2.3% | +12.2% | +6.6% | +9.0% | +9.4% | +7.9% | +5.8% | +5.6% |
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Frequently Asked Questions
- What is Bank of America's service charges deposit related fees — card income and service charges?
- Bank of America (BAC) reported service charges deposit related fees — card income and service charges of $1.28B in Q4 2025.
- How has Bank of America's service charges deposit related fees — card income and service charges changed year-over-year?
- Bank of America's service charges deposit related fees — card income and service charges increased by 5.6% year-over-year, from $1.22B to $1.28B.
- What is the long-term trend for Bank of America's service charges deposit related fees — card income and service charges?
- Over 4 years (2021 to 2025), Bank of America's service charges deposit related fees — card income and service charges has grown at a -5.3% compound annual growth rate (CAGR), from $6.27B to $5.04B.
- What does service charges deposit related fees — card income and service charges mean?
- Revenue earned from fees charged on card transactions and related deposit account services.