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Bank of America BAC Other card income — Card income and service charges

Other product segments

Deposit-related fees
$1.31B+6.4%
Interchange fees
$865M-5.6%
Lending-related fees
$368M+10.5%

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Other financials

Income statement

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Revenue$31.6B+19.3%
Net income$9.1B+27.5%
EPS (diluted)$1.21+36.0%

Balance sheet

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Cash & equivalents$229.75B-13.6%
Total debt$339.86B+5.4%
Total equity$301.09B+0.5%
Total assets$3.50T+1.7%

Cash flow

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Operating cash flow$41.8B+2,013%

Valuation

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Market cap$442.29B+31.5%
Enterprise value$552.41B+40.7%
P/E13.1×+1.1×
P/S3.7×+0.6×

Profitability

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Net margin27.8%+2.3pp

Returns & leverage

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Return on equity11.2%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Bank of America in its filing.

Tagged under the XBRL concept us-gaap:FeesAndCommissionsMortgageBankingAndServicing.

The source filing: Bank of America’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:39 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000070858-26-000249
(Dollars in millions)20262025
Fees and commissions
Card income
Interchange fees (2)$865$916
Other card income628602
Total card income1,4931,518
Service charges
Deposit-related fees1,3061,228
Lending-related fees368333

Item 1. Financial Statements

FAQ

What is Bank of America's other card income — card income and service charges?
Bank of America (BAC) reported other card income — card income and service charges of $628M in Q1 2026.
How has Bank of America's other card income — card income and service charges changed year-over-year?
Bank of America's other card income — card income and service charges increased by 4.3% year-over-year, from $602M to $628M.
What is the long-term trend for Bank of America's other card income — card income and service charges?
Over 4 years (2021 to 2025), Bank of America's other card income — card income and service charges has grown at a 10.6% compound annual growth rate (CAGR), from $1.66B to $2.48B.
What does other card income — card income and service charges mean?
This metric represents revenue generated from ancillary card-related services, including late fees, over-limit fees, and other service-based charges associated with credit and debit card portfolios. It captures non-interest income streams that are distinct from interchange fees or interest income earned on outstanding card balances. This category reflects the bank's ability to monetize operational services and manage customer account activity within its card business.

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