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Fidelity National Financial FNF Q3 2025 earnings

Reported November 6, 2025 · After market close

Revenue$3.9BBeat by $371.3M
EPS$1.57Beat by $0.15
Revenue estimate$3.6B
EPS estimate$1.42

Next report

Aug 5, 2026 (In 1 week)
Revenue estimate$3.8B
EPS estimate$1.31

Financials

Q3 2025

Income statement

See full
Revenue$4.0B+11.9%
Net income$358.0M+34.6%
EPS (diluted)$1.33+37.1%

Balance sheet

See full
Cash & equivalents$3.5B-29.7%
Total debt$4.8B-1.4%
Total equity$8.4B+3.4%
Total assets$106.64B+12.6%

Cash flow

See full
Operating cash flow$1.3B-44.6%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$16.44B-3.1%
Enterprise value$17.74B+5.2%
P/E14.1×—
P/S1.2×-0.1×

Profitability

See full
Net margin8.3%—

Returns & leverage

See full
Return on equity14.2%—
Debt / equity0.6×0.0×

Segments

By product

See full
Insurance contracts$2.3B+21.7%
Agency title insurance premiums$890.0M+12.8%
Life insurance premiums, insurance and investment product fees, and other$735.0M+39.7%
Direct title insurance premiums$678.0M+18.7%
Escrow fees$244.0M+11.4%

By segment

See full
Title$2.3B+8.1%
F&G$1.7B+17.3%

Versus estimates

Revenue

Q1 2026$3.2BMiss by $387.0MQ4 2025$4.1BBeat by $392.0M
Q3 2025$3.9BBeat by $371.3M
Q2 2025$3.6BBeat by $97.0MQ1 2025$718.0MMiss by $2.6BQ4 2024$3.5BBeat by $200.0M

Diluted EPS

Q1 2026$0.93Miss by $0.16Q4 2025$1.41Miss by $0.10
Q3 2025$1.57Beat by $0.15
Q2 2025$1.16Miss by $0.21Q1 2025$0.78Miss by $0.32Q4 2024$1.34Beat by $0.11

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Questions, answered.

When did Fidelity National Financial report Q3 2025 earnings?
Fidelity National Financial (FNF) reported Q3 2025 earnings on November 6, 2025 after market close.
What were Fidelity National Financial's Q3 2025 revenue and EPS?
Fidelity National Financial reported revenue of $3.9B and eps of $1.57 for Q3 2025.
Did Fidelity National Financial beat estimates in Q3 2025?
Revenue beat the consensus estimate of $3.6B by $371.3M. EPS beat the consensus estimate of $1.42 by $0.15.
How did Fidelity National Financial's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.9% from $3.5B a year earlier and eps grew 20.8% from $1.30.
Where can I find Fidelity National Financial's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001331875-25-000101) and the 10-Q periodic report (0001331875-25-000111) directly on SEC EDGAR. The filing index links above go to sec.gov.