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Fidelity National Financial FNF Q4 2025 Annual earnings

Reported February 19, 2026 · After market close

Revenue$4.1BBeat by $392.0M
EPS$1.41Miss by $0.10
Revenue estimate$3.7B
EPS estimate$1.51

Next report

Aug 5, 2026 (In 1 week)
Revenue estimate$3.8B
EPS estimate$1.31

Financials

Q4 2025

Income statement

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Revenue$4.1B+11.9%

Balance sheet

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Cash & equivalents$2.6B-24.2%
Total debt$4.8B+1.3%
Total equity$7.4B-4.3%
Total assets$109.01B+14.4%

Cash flow

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Operating cash flow$1.5B+0.7%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$14.81B-3.6%
Enterprise value$16.94B+2.1%
P/S1×-0.1×

Returns & leverage

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Debt / equity0.6×0.0×

Segments

By product

See full
Insurance contracts$2.6B+1.0%
Life insurance premiums, insurance and investment product fees, and other$1.0B-13.3%
Agency title insurance premiums$840.0M+6.7%
Direct title insurance premiums$754.0M+20.6%
Life insurance premiums, insurance and investment product fees, other, pension risk transfer$527.0M-4.9%

By segment

See full
Title$2.2B+11.2%
F&G$1.8B+13.2%

Versus estimates

Revenue

Q1 2026$3.2BMiss by $387.0M
Q4 2025$4.1BBeat by $392.0M
Q3 2025$3.9BBeat by $371.3MQ2 2025$3.6BBeat by $97.0MQ1 2025$718.0MMiss by $2.6BQ4 2024$3.5BBeat by $200.0M

Diluted EPS

Q1 2026$0.93Miss by $0.16
Q4 2025$1.41Miss by $0.10
Q3 2025$1.57Beat by $0.15Q2 2025$1.16Miss by $0.21Q1 2025$0.78Miss by $0.32Q4 2024$1.34Beat by $0.11

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Questions, answered.

When did Fidelity National Financial report Q4 2025 earnings?
Fidelity National Financial (FNF) reported Q4 2025 earnings on February 19, 2026 after market close.
What were Fidelity National Financial's Q4 2025 revenue and EPS?
Fidelity National Financial reported revenue of $4.1B and eps of $1.41 for Q4 2025.
Did Fidelity National Financial beat estimates in Q4 2025?
Revenue beat the consensus estimate of $3.7B by $392.0M. EPS missed the consensus estimate of $1.51 by $0.10.
How did Fidelity National Financial's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 14.8% from $3.5B a year earlier and eps grew 5.2% from $1.34.
Where can I find Fidelity National Financial's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001331875-26-000021) and the 10-K periodic report (0001331875-26-000026) directly on SEC EDGAR. The filing index links above go to sec.gov.