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Fidelity National Financial FNF Universal Life — Policyholder Account Balance, Policy Charge

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Other financials

Income statement

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Revenue$3.2B+18.2%
Net income$243.0M+193%
EPS (diluted)$0.90+200%

Balance sheet

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Cash & equivalents$2.5B-45.0%
Total debt$4.8B-0.7%
Total equity$7.3B-8.1%
Total assets$111.50B+13.5%

Cash flow

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Operating cash flow$875.0M-21.5%

Valuation

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Market cap$13.75B-13.9%
Enterprise value$16.06B-8.3%
P/E14.3×
P/S0.9×-0.3×

Profitability

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Net margin8.3%

Returns & leverage

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Return on equity14.2%
Debt / equity0.7×0.0×

Where this comes from

Reported directly by Fidelity National Financial in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalancePolicyCharge.

The source filing: Fidelity National Financial’s 10-Q, filed May 8, 2026.

Filed
May 8, 2026, 4:03 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001331875-26-000042
Line itemIndexed annuitiesFixed rate annuitiesUniversal lifeFABN (b)FHLB (b)
Balance, beginning of year$33,226$19,265$3,292$3,324$2,898
Issuances1,64418460750901
Premiums received8163
Policy charges (a)(57)(103)
Surrenders and withdrawals(978)(605)(33)
Benefit payments(115)(93)(5)(30)(1,122)
Interest credited245222573925
Other(4)

Cover / Front Matter

FAQ

What is Fidelity National Financial's universal life — policyholder account balance, policy charge?
Fidelity National Financial (FNF) reported universal life — policyholder account balance, policy charge of $103M in Q1 2026.
How has Fidelity National Financial's universal life — policyholder account balance, policy charge changed year-over-year?
Fidelity National Financial's universal life — policyholder account balance, policy charge increased by 14.4% year-over-year, from $90M to $103M.
What is the long-term trend for Fidelity National Financial's universal life — policyholder account balance, policy charge?
Over 4 years (2021 to 2025), Fidelity National Financial's universal life — policyholder account balance, policy charge has grown at a 22.7% compound annual growth rate (CAGR), from $167M to $378M.
What does universal life — policyholder account balance, policy charge mean?
The fees and charges deducted from policyholder account balances to cover insurance costs, administrative expenses, and mortality risks. This represents a key source of revenue for the insurer derived from existing policyholder accounts.

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