Universal Life Insurance — Policyholder Account Balance, Policy Charge
Ameriprise Financial Universal Life Insurance — Policyholder Account Balance, Policy Charge decreased by 4.7% to $41.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 4.7%, from $43.00M to $41.00M. Over 3 years (FY 2022 to FY 2025), Universal Life Insurance — Policyholder Account Balance, Policy Charge shows relatively stable performance with a -1.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher charges relative to the account balance indicate strong fee-based revenue generation, though excessive charges could impact policy retention.
Detailed definition
The fees and charges deducted from policyholder account balances to cover administrative costs, mortality risks, and oth...
Peer comparison
Standard fee revenue metric for universal life insurance products.
amp_segment_universal_life_insurance_policyholder_account_balance_policy_chargeHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $44.50M | $44.50M | $44.50M | $44.50M | $44.00M | $45.00M | $44.00M | $43.00M | $44.00M | $43.00M | $44.00M | $42.00M | $43.00M | $41.00M | $42.00M | $43.00M | $41.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -1.1% | +2.3% | -2.2% | -2.3% | +2.3% | -2.3% | +2.3% | -4.5% | +2.4% | -4.7% | +2.4% | +2.4% | -4.7% |
| YoY Change | — | — | — | — | -1.1% | +1.1% | -1.1% | -3.4% | +0.0% | -4.4% | +0.0% | -2.3% | -2.3% | -4.7% | -4.5% | +2.4% | -4.7% |
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Frequently Asked Questions
- What is Ameriprise Financial's universal life insurance — policyholder account balance, policy charge?
- Ameriprise Financial (AMP) reported universal life insurance — policyholder account balance, policy charge of $41.00M in Q1 2026.
- How has Ameriprise Financial's universal life insurance — policyholder account balance, policy charge changed year-over-year?
- Ameriprise Financial's universal life insurance — policyholder account balance, policy charge decreased by 4.7% year-over-year, from $43.00M to $41.00M.
- What is the long-term trend for Ameriprise Financial's universal life insurance — policyholder account balance, policy charge?
- Over 3 years (2022 to 2025), Ameriprise Financial's universal life insurance — policyholder account balance, policy charge has grown at a -1.7% compound annual growth rate (CAGR), from $178.00M to $169.00M.
- What does universal life insurance — policyholder account balance, policy charge mean?
- The fees collected from policyholders that reduce their account balances.