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Finward Bancorp FNWD Q1 2026 earnings

Reported April 28, 2026 · After market close

Revenue$17.5MMiss by $962.0K
EPS$0.52Miss by $0.02
Revenue estimate$18.5M
EPS estimate$0.54

Next report

Oct 27, 2026 (in 3 months)
Revenue estimate$19.6M
EPS estimate$0.74

Financials

Q1 2026

Income statement

See full
Revenue$17.5M+12.5%
Net income$2.2M+393%
EPS (diluted)$0.52+373%

Balance sheet

See full
Cash & equivalents$118.8M+540%
Total debt$14.4M-79.9%
Total equity$172.4M+13.6%
Total assets$2.0B-1.2%

Cash flow

See full
Operating cash flow$3.6M+195%
CapEx$135.0K-26.2%
Free cash flow$3.5M+188%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$157.2M+25.2%
Enterprise value$52.85M-70.4%
P/E15.9×-22.1×
P/S2.3×+0.3×

Profitability

See full
Net margin14.5%+9.1pp
FCF margin24.3%+18.7pp

Returns & leverage

See full
Return on equity6.1%+3.9pp
Debt / equity0.1×-0.4×

Versus estimates

Revenue

Q2 2026$17.6MMiss by $1.3M
Q1 2026$17.5MMiss by $962.0K
Q4 2025$16.5MMiss by $1.7MQ3 2025$17.4MMiss by $444.0KQ2 2025$16.6MMiss by $322.0KQ1 2025$15.5MMiss by $708.0K

Diluted EPS

Q2 2026$0.48Miss by $0.14
Q1 2026$0.52Miss by $0.02
Q4 2025$0.46Miss by $0.15Q3 2025$0.81Beat by $0.41Q2 2025$0.50Beat by $0.24Q1 2025$0.11Beat by $0.02

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Questions, answered.

When did Finward Bancorp report Q1 2026 earnings?
Finward Bancorp (FNWD) reported Q1 2026 earnings on April 28, 2026 after market close.
What were Finward Bancorp's Q1 2026 revenue and EPS?
Finward Bancorp reported revenue of $17.5M and eps of $0.52 for Q1 2026.
Did Finward Bancorp beat estimates in Q1 2026?
Revenue missed the consensus estimate of $18.5M by $962.0K. EPS missed the consensus estimate of $0.54 by $0.02.
How did Finward Bancorp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 12.5% from $15.5M a year earlier and eps grew 372.7% from $0.11.
Where can I find Finward Bancorp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001628280-26-027909) and the 10-Q periodic report (0001628280-26-034588) directly on SEC EDGAR. The filing index links above go to sec.gov.