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Finward Bancorp FNWD Q2 2026 earnings

Reported July 28, 2026 · Before market open

Revenue$17.6MMiss by $1.3M
EPS$0.48Miss by $0.14
Revenue estimate$18.9M
EPS estimate$0.62
“The quarter was also highlighted by the announcement of our planned merger with First Financial. This transaction recognizes the value of our franchise and positions our customers, employees, communities, and shareholders to benefit from an even stronger banking organization in the years ahead. While we are excited about the opportunities this partnership creates, our near-term priorities are clear: serving customers, maintaining strong credit quality, and preparing for a successful combination with First Financial.”
Benjamin Bochnowski

Next report

Oct 27, 2026 (In 3 weeks)
Revenue estimate$19.6M
EPS estimate$0.74

Financials

Q2 2026

Income statement

See full
Revenue$17.6M+5.7%
Net income$2.1M-2.7%
EPS (diluted)$0.48-4.0%

Balance sheet

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Cash & equivalents$94.6M-8.5%
Total debt$14.3M-3.4%
Total equity$178.3M+15.6%
Total assets$2.0B-0.8%

Cash flow

See full
Operating cash flow$4.7M-0.7%
CapEx$234.0K-15.8%
Free cash flow$4.5M+0.2%

Valuation & ratios

Valuation

as of 10/02/26
See full
Market cap$181.25M+32.1%
Enterprise value$100.87M+111%
P/E18.5×+1.7×
P/S2.6×+0.5×

Profitability

See full
Net margin14.2%+5.9pp
FCF margin24%+13.2pp

Returns & leverage

See full
Return on equity5.9%+2.4pp
Debt / equity0.1×0.0×

FAQ

When did Finward Bancorp report Q2 2026 earnings?
Finward Bancorp (FNWD) reported Q2 2026 earnings on July 28, 2026 before market open.
What were Finward Bancorp's Q2 2026 revenue and EPS?
Finward Bancorp reported revenue of $17.6M and eps of $0.48 for Q2 2026.
Did Finward Bancorp beat estimates in Q2 2026?
Revenue missed the consensus estimate of $18.9M by $1.3M. EPS missed the consensus estimate of $0.62 by $0.14.
How did Finward Bancorp's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 5.7% from $16.6M a year earlier and eps declined 4.0% from $0.50.
Where can I find Finward Bancorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001628280-26-050219) and the 10-Q periodic report (0001628280-26-056715) directly on SEC EDGAR. The filing index links above go to sec.gov.