What is Freedom Holding's accident insurance — 6?

Freedom Holding (FRHC) reported accident insurance — 6 of 0.3% in Q1 2026.

What does accident insurance — 6 mean?

Measures the net financial outcome of accident insurance claims at the six-year development interval. This metric is used to evaluate the tail risk and historical accuracy of actuarial estimates for short-duration insurance products. It helps investors assess the stability of the insurance segment's earnings as older underwriting years reach maturity.

Freedom Holding FRHC Accident Insurance — 6

Other product segments

Civil Liability

6%+216%

Compulsory employer liability insurance

3.2%-17.9%

Life Insurance

0%—

Motor Vehicle

0%-100%

Property Damage

0%-100%

Vehicle Owners

0%-100%

Similar metrics at other companies

AXSInsurance — Year 6

10.8%—

AFGProperty and casualty insurance — Year 6

6.9%-4.3pp

EGCasualty Insurance — Year six

22.7%—

EGProperty Insurance — Year six

4.8%+0.2pp

AFLAccident — Less: reinsurance recoverable

$0—

CINFPersonal Insurance — Current accident year

$605.75M+33.1%

Other financials

Income statement

See full

Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

See full

Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

See full

Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

See full

Market cap$8.81B+10.6%

Enterprise value$7.89B+24.0%

P/E57.4×—

P/S4×0.0×

Profitability

See full

Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

See full

Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSix.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

Ask your AI about Freedom Holding's accident insurance — 6.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Freedom Holding's accident insurance — 6?: Freedom Holding (FRHC) reported accident insurance — 6 of 0.3% in Q1 2026.
What does accident insurance — 6 mean?: Measures the net financial outcome of accident insurance claims at the six-year development interval. This metric is used to evaluate the tail risk and historical accuracy of actuarial estimates for short-duration insurance products. It helps investors assess the stability of the insurance segment's earnings as older underwriting years reach maturity.