What does compulsory employer liability insurance — 6 mean?

This metric tracks the underwriting performance or specific segment contribution of compulsory employer liability insurance policies. It serves as a measure of the firm's ability to capture and retain institutional clients requiring statutory insurance coverage. The metric provides insight into the stability of the insurance division's recurring revenue streams.

Freedom Holding (FRHC) Compulsory employer liability insurance — 6

Screener

Other product segments

Civil Liability

6%+216%

Accident Insurance

0.3%—

Life Insurance

0%—

Motor Vehicle

0%-100%

Property Damage

0%-100%

Vehicle Owners

0%-100%

Similar metrics at other companies

WTMSpecialty — 6

2.5%0.0pp

HIPOCasualty Lines — 6

0%—

HIPOProperty Lines — 6

0%—

WTMCasualty-Active — 6

11.2%-0.5pp

WTMCasualty-Runoff — 6

6.7%-0.1pp

WTMMarine & Energy — 6

6.5%-0.4pp

Other financials

Income statement

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Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$9.39B-19.3%

Enterprise value$8.47B-15.4%

P/E61.2×—

P/S4.3×-1.3×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

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Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSix.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed: Jun 1, 2026, 4:21 PM EDT
Fiscal year: FY2026
Accession: 0000924805-26-000012


Years	1	2	3	4	5	6	7	8	9
Average annual percentage payout	29.2%	19.1%	2.0%	1.5%	5.8%	3.2%	16.3%	15.2%	5.2%

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's compulsory employer liability insurance — 6?: Freedom Holding (FRHC) reported compulsory employer liability insurance — 6 of 3.2% in Q1 2026.
What does compulsory employer liability insurance — 6 mean?: This metric tracks the underwriting performance or specific segment contribution of compulsory employer liability insurance policies. It serves as a measure of the firm's ability to capture and retain institutional clients requiring statutory insurance coverage. The metric provides insight into the stability of the insurance division's recurring revenue streams.