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Freedom Holding FRHC Bank — Fee and commission expense

Other segment segments

Brokerage
$22.51M+455%
Insurance
$5.68M-92.0%
Other
$2.55M+41.3%

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Other financials

Income statement

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Revenue$503.1M+68.6%
Gross profit$477.9M+67.1%
Net income$8.0M
EPS (diluted)$0.13

Balance sheet

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Cash & equivalents$966.1M-41.3%
Total debt$48.8M+20.5%
Total equity$1.5B+21.6%
Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M
CapEx$23.0M-15.8%
Free cash flow-$1.6B-220%

Valuation

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Market cap$9.52B-18.2%
Enterprise value$8.6B-14.1%
P/E62.1×
P/S4.3×-1.2×

Profitability

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Gross margin96.4%-2.1pp
Operating margin-28%
Net margin7%
FCF margin-0.6%

Returns & leverage

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Return on equity11.3%
Debt / equity0.0×
Current ratio

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:SalesCommissionsAndFees.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed
Jun 1, 2026, 4:21 PM EDT
Fiscal year
FY2026
Accession
0000924805-26-000012
Line itemYears ended March 31,Years ended March 31,Years ended March 31,Years ended March 31,Years ended March 31,Years ended March 31,
Other income25,93017,0729,696
TOTAL REVENUE, NET2,191,2912,004,1551,647,256
Expense:
Fee and commission expense218,565346,502154,716
Interest expense489,036535,895501,111
Insurance claims and policyholder benefits, net of reinsurance259,309260,488117,273
Payroll and bonuses426,471287,347180,283
Professional services46,25828,92434,238

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's bank — fee and commission expense?
Freedom Holding (FRHC) reported bank — fee and commission expense of $5.11M in Q1 2026.
How has Freedom Holding's bank — fee and commission expense changed year-over-year?
Freedom Holding's bank — fee and commission expense increased by 10.8% year-over-year, from $4.61M to $5.11M.
What is the long-term trend for Freedom Holding's bank — fee and commission expense?
Over 4 years (2022 to 2026), Freedom Holding's bank — fee and commission expense has grown at a 42.6% compound annual growth rate (CAGR), from $5.85M to $24.16M.
What does bank — fee and commission expense mean?
Total costs incurred by the banking segment to generate fee and commission income. This includes payments to intermediaries, clearing houses, and other service providers necessary to facilitate client transactions.

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