What is Freedom Holding's civil liability — 7?

Freedom Holding (FRHC) reported civil liability — 7 of 0% in Q1 2026.

What does civil liability — 7 mean?

This metric measures the total claims incurred related to the civil liability insurance segment. It provides insight into the loss experience and the actuarial accuracy of the company's insurance underwriting processes.

Freedom Holding (FRHC) Civil Liability — 7

Screener

Other product segments

Life Insurance

50%—

Compulsory employer liability insurance

16.3%+16.4%

Motor Vehicle

0%-100%

Property Damage

0%-100%

Vehicle Owners

0%-100%

Similar metrics at other companies

WTMSpecialty — 7

2.1%+0.6pp

HIPOCasualty Lines — 7

0%—

HIPOProperty Lines — 7

0%—

WTMCasualty-Active — 7

7.2%+0.9pp

WTMCasualty-Runoff — 7

5.9%0.0pp

WTMMarine & Energy — 7

0.5%+0.2pp

Other financials

Income statement

See full

Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

See full

Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

See full

Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

See full

Market cap$9.39B-19.3%

Enterprise value$8.47B-15.4%

P/E61.2×—

P/S4.3×-1.3×

Profitability

See full

Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

See full

Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed: Jun 1, 2026, 4:21 PM EDT
Fiscal year: FY2026
Accession: 0000924805-26-000012


Years	1	2	3	4	5	6	7	8	9
Average annual percentage payout	34%	36%	11%	4%	9%	6%	—%	—%	—%

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's civil liability — 7?: Freedom Holding (FRHC) reported civil liability — 7 of 0% in Q1 2026.
What does civil liability — 7 mean?: This metric measures the total claims incurred related to the civil liability insurance segment. It provides insight into the loss experience and the actuarial accuracy of the company's insurance underwriting processes.