What does compulsory employer liability insurance — 7 mean?

This metric quantifies the volume of business associated with compulsory employer liability insurance, focusing on the scale of the insurance portfolio. It reflects the company's role as a provider of essential financial protection services to businesses. This data point is critical for assessing the diversification of the firm's non-brokerage revenue sources.

Freedom Holding (FRHC) Compulsory employer liability insurance — 7

Screener

Other product segments

Life Insurance

50%—

Civil Liability

0%—

Motor Vehicle

0%-100%

Property Damage

0%-100%

Vehicle Owners

0%-100%

Similar metrics at other companies

WTMSpecialty — 7

2.1%+0.6pp

HIPOCasualty Lines — 7

0%—

HIPOProperty Lines — 7

0%—

WTMCasualty-Active — 7

7.2%+0.9pp

WTMCasualty-Runoff — 7

5.9%0.0pp

WTMMarine & Energy — 7

0.5%+0.2pp

Other financials

Income statement

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Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$9.39B-19.3%

Enterprise value$8.47B-15.4%

P/E61.2×—

P/S4.3×-1.3×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

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Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed: Jun 1, 2026, 4:21 PM EDT
Fiscal year: FY2026
Accession: 0000924805-26-000012


Years	1	2	3	4	5	6	7	8	9
Average annual percentage payout	29.2%	19.1%	2.0%	1.5%	5.8%	3.2%	16.3%	15.2%	5.2%

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's compulsory employer liability insurance — 7?: Freedom Holding (FRHC) reported compulsory employer liability insurance — 7 of 16.3% in Q1 2026.
What does compulsory employer liability insurance — 7 mean?: This metric quantifies the volume of business associated with compulsory employer liability insurance, focusing on the scale of the insurance portfolio. It reflects the company's role as a provider of essential financial protection services to businesses. This data point is critical for assessing the diversification of the firm's non-brokerage revenue sources.