What is Freedom Holding's civil liability — 8?

Freedom Holding (FRHC) reported civil liability — 8 of 0% in Q1 2026.

What does civil liability — 8 mean?

This metric represents the underwriting profit or loss derived specifically from the civil liability insurance segment. It isolates the operational performance of this insurance line before investment income is considered.

Freedom Holding FRHC Civil Liability — 8

Other product segments

Compulsory employer liability insurance

15.2%-8.4%

Accident Insurance

0%—

Life Insurance

0%—

Motor Vehicle

0%-100%

Property Damage

0%-100%

Vehicle Owners

0%-100%

Similar metrics at other companies

AXSLiability — Net premiums earned

$214.41M+6.7%

ALLProperty Liability — Underwriting income (loss) by segment

$2.66B+630%

CINFCommercial Insurance — Insurance losses and contract holders' benefits

$847M+15.2%

CINFProperty, Liability and Casualty Insurance — Investment income, net of expenses

$213.5M+19.4%

WRBOther liability — Loss and loss expenses incurred, net of reinsurance

$16.87B+608%

CINFCommercial Casualty Line — 10

1.5%-1.4pp

Other financials

Income statement

See full

Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

See full

Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

See full

Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

See full

Market cap$8.81B+10.6%

Enterprise value$7.89B+24.0%

P/E57.4×—

P/S4×0.0×

Profitability

See full

Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

See full

Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearEight.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

Ask your AI about Freedom Holding's civil liability — 8.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Freedom Holding's civil liability — 8?: Freedom Holding (FRHC) reported civil liability — 8 of 0% in Q1 2026.
What does civil liability — 8 mean?: This metric represents the underwriting profit or loss derived specifically from the civil liability insurance segment. It isolates the operational performance of this insurance line before investment income is considered.