What is Freedom Holding's property damage — 8?

Freedom Holding (FRHC) reported property damage — 8 of 0% in Q1 2026.

What does property damage — 8 mean?

This metric quantifies the financial burden of property damage claims within the eighth segment, capturing the direct costs associated with insured property losses. It serves as a barometer for the segment's risk profile and the adequacy of its premium pricing relative to actual loss experience. Consistent tracking allows management to identify trends in claim severity and frequency.

Freedom Holding (FRHC) Property Damage — 8

Screener

Other product segments

Compulsory employer liability insurance

15.2%-8.4%

Accident Insurance

0%—

Civil Liability

0%—

Life Insurance

0%—

Motor Vehicle

0%-100%

Vehicle Owners

0%-100%

Similar metrics at other companies

HGBermuda - Property — 8

0%—

HGInternational - Property — 8

1%0.0pp

WTMProperty and Accident & Health — 8

0.9%+0.1pp

WTMSpecialty — 8

1.8%0.0pp

WTMCasualty-Active — 8

5.1%+0.3pp

WTMCasualty-Runoff — 8

4.2%+0.1pp

Other financials

Income statement

See full

Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

See full

Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

See full

Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

See full

Market cap$9.39B-19.3%

Enterprise value$8.47B-15.4%

P/E61.2×—

P/S4.3×-1.3×

Profitability

See full

Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

See full

Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearEight.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed: Jun 1, 2026, 4:21 PM EDT
Fiscal year: FY2026
Accession: 0000924805-26-000012


Years	1	2	3	4	5	6	7	8	9
Average annual percentage payout	21%	22%	30%	22%	6%	—%	—%	—%	—%

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's property damage — 8?: Freedom Holding (FRHC) reported property damage — 8 of 0% in Q1 2026.
What does property damage — 8 mean?: This metric quantifies the financial burden of property damage claims within the eighth segment, capturing the direct costs associated with insured property losses. It serves as a barometer for the segment's risk profile and the adequacy of its premium pricing relative to actual loss experience. Consistent tracking allows management to identify trends in claim severity and frequency.