What is Freedom Holding's property damage — 8?

Freedom Holding (FRHC) reported property damage — 8 of 0% in Q1 2026.

What does property damage — 8 mean?

This metric quantifies the financial burden of property damage claims within the eighth segment, capturing the direct costs associated with insured property losses. It serves as a barometer for the segment's risk profile and the adequacy of its premium pricing relative to actual loss experience. Consistent tracking allows management to identify trends in claim severity and frequency.

Freedom Holding FRHC Property Damage — 8

Other product segments

Compulsory employer liability insurance

15.2%-8.4%

Accident Insurance

0%—

Civil Liability

0%—

Life Insurance

0%—

Motor Vehicle

0%-100%

Vehicle Owners

0%-100%

Similar metrics at other companies

EGProperty Insurance — Year eight

1.8%-0.2pp

AFGProperty and casualty insurance — Year 8

3.8%-0.6pp

ACGLProperty catastrophe — Year Eight

1%-0.5pp

RNRProperty — Benefits, Claims, Losses and Settlement Expenses

$356.5M+24.9%

CRLCertain property insurance, deductibles

$3.75M—

HIGProperty Insurance — 8th Year

0.3%0.0pp

Other financials

Income statement

See full

Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$8.81B+10.6%

Enterprise value$7.89B+24.0%

P/E57.4×—

P/S4×0.0×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

See full

Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearEight.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Freedom Holding's property damage — 8?: Freedom Holding (FRHC) reported property damage — 8 of 0% in Q1 2026.
What does property damage — 8 mean?: This metric quantifies the financial burden of property damage claims within the eighth segment, capturing the direct costs associated with insured property losses. It serves as a barometer for the segment's risk profile and the adequacy of its premium pricing relative to actual loss experience. Consistent tracking allows management to identify trends in claim severity and frequency.