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Freedom Holding FRHC Insurance — Other fee and commission income

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Other financials

Income statement

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Revenue$503.1M+68.6%
Gross profit$477.9M+67.1%
Net income$8.0M
EPS (diluted)$0.13

Balance sheet

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Cash & equivalents$966.1M-41.3%
Total debt$48.8M+20.5%
Total equity$1.5B+21.6%
Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M
CapEx$23.0M-15.8%
Free cash flow-$1.6B-220%

Valuation

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Market cap$9.52B-18.2%
Enterprise value$8.6B-14.1%
P/E62.1×
P/S4.3×-1.2×

Profitability

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Gross margin96.4%-2.1pp
Operating margin-28%
Net margin7%
FCF margin-0.6%

Returns & leverage

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Return on equity11.3%
Debt / equity0.0×
Current ratio

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept frhc:OtherFeeAndCommissionIncome.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed
Jun 1, 2026, 4:21 PM EDT
Fiscal year
FY2026
Accession
0000924805-26-000012
Line itemBrokerageBankingInsuranceOtherTotal
Agency fee income721,41221,419
Underwriting and market-making services9,4739,473
Bank services(74,335)(74,335)
Other fee and commission income5491,6323,9896,170
Total fee and commission income$514,305$(72,696)$48,156$489,765
Agency fee expense19211122,981123,211
Brokerage services45,580295215946,036
Bank services6,69823,64936541431,126

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's insurance — other fee and commission income?
Freedom Holding (FRHC) reported insurance — other fee and commission income of $0 in Q1 2026.
What is the long-term trend for Freedom Holding's insurance — other fee and commission income?
Over 4 years (2022 to 2026), Freedom Holding's insurance — other fee and commission income has grown at a -100.0% compound annual growth rate (CAGR), from $83K to $0.
What does insurance — other fee and commission income mean?
Miscellaneous fee and commission income generated by the insurance segment that does not fall under primary underwriting or service categories. This captures ancillary revenue streams related to administrative or advisory services provided to insurance clients.

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