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Univest Financial Corporation UVSP Banking — Insurance commission and fee income

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Other financials

Income statement

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Revenue$84.4M+4.1%
Net income$23.0M+14.9%
EPS (diluted)$0.82+18.8%

Balance sheet

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Cash & equivalents$195.3M+21.8%
Total debt$70.7M-48.2%
Total equity$954.3M+4.1%
Total assets$8.2B+3.3%

Cash flow

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Operating cash flow$24.0M+3.1%
CapEx$1.1M-20.7%
Free cash flow$22.9M+4.5%

Valuation

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Market cap$1.18B+42.9%
Enterprise value$1.06B+31.7%
P/E12×+1.7×
P/S3.5×+0.8×

Profitability

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Net margin29%+3.2pp
FCF margin31.2%-1.5pp

Returns & leverage

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Return on equity10.5%+1.5pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Univest Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:InsuranceCommissionsAndFees.

The source filing: Univest Financial Corporation’s 10-K, filed February 23, 2026.

Filed
Feb 23, 2026, 3:50 PM EST
Fiscal year
FY2025
Accession
0000102212-26-000012
(Dollars in thousands) / For the Year Ended December 31, 2025BankingWealth ManagementInsuranceOtherConsolidated
Trust fee income8,8538,853
Service charges on deposit accounts8,9918,991
Investment advisory commission and fee income22,79922,799
Insurance commission and fee income22,44322,443
Other service fee income (2)10,6352624110,938
Bank owned life insurance income (1)5,7231265,849
Net gain on mortgage banking activities (1)3,3623,362
Other income (2)4,6066144,626

Item 8. Financial Statements and Supplementary Data

FAQ

What is Univest Financial Corporation's banking — insurance commission and fee income?
Univest Financial Corporation (UVSP) reported banking — insurance commission and fee income of $0 in Q4 2025.
What does banking — insurance commission and fee income mean?
This represents revenue generated from insurance-related services provided by the banking segment, such as brokerage or agency commissions. It reflects the bank's ability to diversify its income streams beyond traditional net interest margin activities. Higher values indicate successful cross-selling of non-banking financial products to the existing customer base.

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