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Freedom Holding FRHC Insurance — Payroll and bonuses

Other segment segments

Brokerage
$40.24M+30.6%
Other
$39M+21.9%
Bank
$25.27M+56.7%

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Other financials

Income statement

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Revenue$503.1M+68.6%
Gross profit$477.9M+67.1%
Net income$8.0M
EPS (diluted)$0.13

Balance sheet

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Cash & equivalents$966.1M-41.3%
Total debt$48.8M+20.5%
Total equity$1.5B+21.6%
Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M
CapEx$23.0M-15.8%
Free cash flow-$1.6B-220%

Valuation

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Market cap$9.52B-18.2%
Enterprise value$8.6B-14.1%
P/E62.1×
P/S4.3×-1.2×

Profitability

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Gross margin96.4%-2.1pp
Operating margin-28%
Net margin7%
FCF margin-0.6%

Returns & leverage

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Return on equity11.3%
Debt / equity0.0×
Current ratio

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept frhc:SalaryWageAndBonusExpense.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed
Jun 1, 2026, 4:21 PM EDT
Fiscal year
FY2026
Accession
0000924805-26-000012
STATEMENTS OF OPERATIONSBrokerageBankingInsuranceOtherTotal
Fee and commission expense60,80924,155123,34810,253218,565
Interest expense43,109348,6036,86390,461489,036
Insurance claims and policyholder benefits, net of reinsurance259,309259,309
Payroll and bonuses156,43791,06437,922141,048426,471
Professional services8,2631,5443,06133,39046,258
Stock compensation expense20,72511,26513,66022,39768,047
Advertising and sponsorship expense37,8744,6881,11859,624103,304
General and administrative expense49,45566,2818,80497,799222,339

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's insurance — payroll and bonuses?
Freedom Holding (FRHC) reported insurance — payroll and bonuses of $11.64M in Q1 2026.
How has Freedom Holding's insurance — payroll and bonuses changed year-over-year?
Freedom Holding's insurance — payroll and bonuses increased by 59.4% year-over-year, from $7.3M to $11.64M.
What is the long-term trend for Freedom Holding's insurance — payroll and bonuses?
Over 4 years (2022 to 2026), Freedom Holding's insurance — payroll and bonuses has grown at a 55.4% compound annual growth rate (CAGR), from $6.51M to $37.92M.
What does insurance — payroll and bonuses mean?
Total compensation costs, including salaries and performance-based bonuses, for employees within the insurance segment. This represents the human capital investment required to operate the business.

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