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Freedom Holding FRHC Effect of changes in cash flow assumptions

Effect of changes in cash flow assumptions at other companies

Freedom Holding logo
Freedom HoldingFRHC
-$2.19M
Assured Guaranty logo
Assured GuarantyAGO
-$1M
Freedom Holding logo
Freedom HoldingFRHC
-$410K
Jackson Financial logo
Jackson FinancialJXN
$0
Unum logo
UnumUNM
$0
Jackson Financial logo
Jackson FinancialJXN
$0

Other financials

Income statement

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Revenue$732.5M+39.8%
Gross profit$697.3M+36.7%
Net income$31.7M-15.2%
EPS (diluted)$0.52-14.8%

Balance sheet

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Cash & equivalents$2.8B+69.2%
Total debt$63.0M+53.5%
Total equity$1.5B+24.9%
Total assets$14.0B+45.0%

Cash flow

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Operating cash flow-$341.6M-171%
CapEx$79.1M+200%
Free cash flow-$420.8M-193%

Valuation

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Market cap$9.39B-19.3%
Enterprise value$6.63B-33.8%
P/E60.7×
P/S3.9×-1.7×

Profitability

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Gross margin95.8%-2.3pp
Operating margin-28%
Net margin6.5%
FCF margin-37.2%

Returns & leverage

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Return on equity11.2%
Debt / equity0.0×
Current ratio

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitCumulativeIncreaseDecreaseFromCashFlowChange.

The source filing: Freedom Holding’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 7:04 AM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0000924805-26-000047
Liability for Future Policy Benefits — RollforwardJune 30, 2026March 31, 2026
Present Value of Expected Future Policy Benefits (PVEFPB)
Balance, beginning of period$333,273$216,171
Effect of discount rate change (to OCI)3,3611,068
Effect of cash flow assumption changes(2,187)(1,872)
Effect of actual vs. expected experience(9,683)28,571
Interest accrual47,85624,166
Issuance expense76,321131,127
Benefit payments(18,685)(34,997)

Item 1. Unaudited Condensed Consolidated Financial Statements

FAQ

What is Freedom Holding's effect of changes in cash flow assumptions?
Freedom Holding (FRHC) reported effect of changes in cash flow assumptions of -$2.19M in Q2 2026.
What does effect of changes in cash flow assumptions mean?
Effect of changes in cash flow assumptions

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