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Five Star Bancorp FSBC Q1 2026 earnings

Reported April 27, 2026 · After market close

Revenue$45.1MBeat by $631.5K
EPS$0.87Beat by $0.07
Revenue estimate$44.5M
EPS estimate$0.80

Next report

Oct 26, 2026 (in 3 months)
Revenue estimate$51.4M
EPS estimate$0.85

Financials

Q1 2026

Income statement

See full
Revenue$45.1M+27.6%
Net income$18.6M+42.0%
EPS (diluted)$0.87+40.3%

Balance sheet

See full
Cash & equivalents$644.4M+42.4%
Total debt$11.5M+75.2%
Total equity$458.5M+12.8%
Total assets$5.0B+18.5%

Cash flow

See full
Operating cash flow$18.9M+22.3%
CapEx$168.0K+68.0%
Free cash flow$18.8M+22.0%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$806.31M+36.0%
Enterprise value$173.5M+18.0%
P/E12×-0.3×
P/S4.8×+0.3×

Profitability

See full
Net margin39.9%+3.7pp
FCF margin44.5%-5.5pp

Returns & leverage

See full
Return on equity15.5%+1.7pp
Debt / equity0×0.0×

Versus estimates

Revenue

Q2 2026$48.0MBeat by $230.5K
Q1 2026$45.1MBeat by $631.5K
Q4 2025$40.7MMiss by $1.9MQ3 2025$41.0MMiss by $740.8KQ2 2025$38.3MMiss by $2.0MQ1 2025$35.0MMiss by $252.5K

Diluted EPS

Q2 2026$0.91Beat by $0.05
Q1 2026$0.87Beat by $0.07
Q4 2025$0.83Beat by $0.06Q3 2025$0.77Beat by $0.06Q2 2025$0.68Beat by $0.03Q1 2025$0.62Beat by $0.01

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Questions, answered.

When did Five Star Bancorp report Q1 2026 earnings?
Five Star Bancorp (FSBC) reported Q1 2026 earnings on April 27, 2026 after market close.
What were Five Star Bancorp's Q1 2026 revenue and EPS?
Five Star Bancorp reported revenue of $45.1M and eps of $0.87 for Q1 2026.
Did Five Star Bancorp beat estimates in Q1 2026?
Revenue beat the consensus estimate of $44.5M by $631.5K. EPS beat the consensus estimate of $0.80 by $0.07.
How did Five Star Bancorp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 28.8% from $35.0M a year earlier and eps grew 40.3% from $0.62.
Where can I find Five Star Bancorp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001628280-26-027794) and the 10-Q periodic report (0001628280-26-032282) directly on SEC EDGAR. The filing index links above go to sec.gov.