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Five Star Bancorp FSBC Change in interest-bearing deposits with banks

Change in interest-bearing deposits with banks at other companies

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Equity BancsharesEQBK
$354K

Other financials

Income statement

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Revenue$48.0M+25.1%
Net income$19.4M+33.7%
EPS (diluted)$0.91+33.8%

Balance sheet

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Cash & equivalents$685.1M+41.6%
Total debt$11.3M+45.4%
Total equity$473.8M+13.7%
Total assets$5.4B+21.8%

Cash flow

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Operating cash flow$23.7M+33.1%
CapEx$441.0K+80.7%
Free cash flow$23.2M+32.4%

Valuation

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Market cap$1.13B+78.2%
Enterprise value$456.71M+188%
P/E15.7×+3.5×
P/S6.4×+1.8×

Profitability

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Net margin40.5%+3.6pp
FCF margin45.3%-3.2pp

Returns & leverage

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Return on equity16.2%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Five Star Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks.

The source filing: Five Star Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054141
(in thousands)Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Capital call for equity investments(3,410)(1,285)
Proceeds received from equity investments60
Capital call for low income housing tax credits(812)(5,381)
Net change in time deposits in banks1003,272
Loan originations, net of repayments(446,534)(226,659)
Purchase of premises and equipment, net(609)(344)
Purchase of BOLI(4,359)(3,710)
Other real estate sale proceeds87

Item 1. Financial Statements (unaudited)

FAQ

What is Five Star Bancorp's change in interest-bearing deposits with banks?
Five Star Bancorp (FSBC) reported change in interest-bearing deposits with banks of $100K in Q2 2026.
How has Five Star Bancorp's change in interest-bearing deposits with banks changed year-over-year?
Five Star Bancorp's change in interest-bearing deposits with banks decreased by 96.9% year-over-year, from $3.18M to $100K.
What is the long-term trend for Five Star Bancorp's change in interest-bearing deposits with banks?
Over 3 years (2021 to 2025), Five Star Bancorp's change in interest-bearing deposits with banks has grown at a -24.2% compound annual growth rate (CAGR), from $9.24M to $4.02M.
What does change in interest-bearing deposits with banks mean?
Measures the net change in cash balances held as interest-bearing deposits with other financial institutions. This metric indicates the bank's liquidity management strategy regarding excess cash reserves held outside of the Federal Reserve.

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