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Five Star Bancorp FSBC Interest Expense, Subordinated Notes and Debentures

Interest Expense, Subordinated Notes and Debentures at other companies

Equity Bancshares logo
Equity BancsharesEQBK
$1.8M-2.8%
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$2.27M-16.9%
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Southern Missouri BancorpSMBC
$362K-6.2%
Hanmi Financial logo
Hanmi FinancialHAFC
$1.54M-3.0%
Customers Bancorp logo
Customers BancorpCUBI
$4.62M+43.9%

Other financials

Income statement

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Revenue$45.1M+27.6%
Net income$18.6M+42.0%
EPS (diluted)$0.87+40.3%

Balance sheet

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Cash & equivalents$644.4M+42.4%
Total debt$11.5M+75.2%
Total equity$458.5M+12.8%
Total assets$5.0B+18.5%

Cash flow

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Operating cash flow$18.9M+22.3%
CapEx$168.0K+68.0%
Free cash flow$18.8M+22.0%

Valuation

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Market cap$1.01B+78.6%
Enterprise value$377.42M+215%
P/E15.1×+3.3×
P/S+1.8×

Profitability

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Net margin39.9%+3.7pp
FCF margin44.5%-5.5pp

Returns & leverage

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Return on equity15.5%+1.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Five Star Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseSubordinatedNotesAndDebentures.

The official record: Five Star Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Five Star Bancorp's interest expense, subordinated notes and debentures?
Five Star Bancorp (FSBC) reported interest expense, subordinated notes and debentures of $1.16M in Q1 2026.
How has Five Star Bancorp's interest expense, subordinated notes and debentures changed year-over-year?
Five Star Bancorp's interest expense, subordinated notes and debentures decreased by 0.1% year-over-year, from $1.16M to $1.16M.
What is the long-term trend for Five Star Bancorp's interest expense, subordinated notes and debentures?
Over 4 years (2021 to 2025), Five Star Bancorp's interest expense, subordinated notes and debentures has grown at a 27.2% compound annual growth rate (CAGR), from $1.77M to $4.65M.
What does interest expense, subordinated notes and debentures mean?
Reflects the interest expense associated with subordinated debt instruments issued by the bank to bolster its regulatory capital base. These obligations typically carry higher interest rates than standard deposits due to their junior position in the capital structure.