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Five Star Bancorp FSBC Total Interest Expense

Total Interest Expense at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$4.47B-0.4%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$2.39B-8.5%
Equity Bancshares logo
Equity BancsharesEQBK
$30.14M+50.0%
BSR
Sierra BancorpBSRR
$431K+0.2%
PCB Bancorp logo
PCB BancorpPCB
$21.8M-3.2%
FDS
Fifth District BancorpFDSB
$2.08M-10.8%

Other financials

Income statement

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Revenue$48.0M+25.1%
Net income$19.4M+33.7%
EPS (diluted)$0.91+33.8%

Balance sheet

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Cash & equivalents$685.1M+41.6%
Total debt$11.3M+45.4%
Total equity$473.8M+13.7%
Total assets$5.4B+21.8%

Cash flow

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Operating cash flow$23.7M+33.1%
CapEx$441.0K+80.7%
Free cash flow$23.2M+32.4%

Valuation

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Market cap$1.13B+78.2%
Enterprise value$456.71M+188%
P/E15.7×+3.5×
P/S6.4×+1.8×

Profitability

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Net margin40.5%+3.6pp
FCF margin45.3%-3.2pp

Returns & leverage

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Return on equity16.2%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Five Star Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: Five Star Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054141
(in thousands, except per share amounts)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest-bearing deposits in banks6,2533,98710,9407,562
Total interest and fee income72,32760,580139,674117,667
Interest expense:
Deposits25,08222,90447,81144,852
Subordinated notes1,1621,1612,3232,323
Total interest expense26,24424,06550,13447,175
Net interest income46,08336,51589,54070,492
Provision for credit losses2,2502,5004,9254,400

Item 1. Financial Statements (unaudited)

FAQ

What is Five Star Bancorp's total interest expense?
Five Star Bancorp (FSBC) reported total interest expense of $25.08M in Q2 2026.
How has Five Star Bancorp's total interest expense changed year-over-year?
Five Star Bancorp's total interest expense increased by 9.5% year-over-year, from $22.9M to $25.08M.
What is the long-term trend for Five Star Bancorp's total interest expense?
Over 4 years (2021 to 2025), Five Star Bancorp's total interest expense has grown at a 154.6% compound annual growth rate (CAGR), from $2.2M to $92.38M.
What does total interest expense mean?
Represents the aggregate interest costs incurred by the bank on all interest-bearing liabilities, including customer deposits, wholesale borrowings, and other debt obligations. This metric is a primary indicator of the bank's cost of funds and its sensitivity to interest rate fluctuations in the broader market.

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