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FS Bancorp, Inc. FSBW Home Lending — Cost Of Goods And Services Sold Overhead

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Other financials

Income statement

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Revenue$1.2M-96.8%
Net income$7.8M-2.4%
EPS (diluted)$1.16+39.8%

Balance sheet

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Cash & equivalents$38.7M-38.3%
Total debt$172.9M+134%
Total equity$313.9M+5.0%
Total assets$3.2B+4.5%

Cash flow

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Operating cash flow$8.7M+6.6%
CapEx$273.0K-22.0%
Free cash flow$8.4M+7.8%

Valuation

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Market cap$316.6M+7.8%
Enterprise value$450.77M+47.8%
P/E9.6×+1.1×
P/S7.9×-0.7×

Profitability

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Net margin24.4%-1.2pp
FCF margin70%-67.3pp

Returns & leverage

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Return on equity10.8%-1.2pp
Debt / equity0.6×+0.3×

Where this comes from

Reported directly by FS Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CostOfGoodsAndServicesSoldOverhead.

The official record: FS Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FS Bancorp, Inc.'s home lending — cost of goods and services sold overhead?
FS Bancorp, Inc. (FSBW) reported home lending — cost of goods and services sold overhead of $1.88M in Q1 2026.
How has FS Bancorp, Inc.'s home lending — cost of goods and services sold overhead changed year-over-year?
FS Bancorp, Inc.'s home lending — cost of goods and services sold overhead increased by 3.3% year-over-year, from $1.82M to $1.88M.
What is the long-term trend for FS Bancorp, Inc.'s home lending — cost of goods and services sold overhead?
Over 2 years (2023 to 2025), FS Bancorp, Inc.'s home lending — cost of goods and services sold overhead has grown at a 9.8% compound annual growth rate (CAGR), from $6.11M to $7.37M.
What does home lending — cost of goods and services sold overhead mean?
This represents the indirect operational costs and overhead expenses allocated to the home lending segment to support its daily business activities. It includes shared services, facilities, and administrative costs necessary to maintain segment operations. Investors use this to gauge the segment's structural cost efficiency.