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FS Bancorp, Inc. FSBW Home Lending — Interest And Fee Income Loans And Leases

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Other financials

Income statement

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Revenue$1.2M-96.8%
Net income$7.9M+2.7%
EPS (diluted)$1.16+39.8%

Balance sheet

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Cash & equivalents$29.7M-10.5%
Total debt$331.3M+36.6%
Total equity$319.0M+7.3%
Total assets$3.2B+0.1%

Cash flow

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Operating cash flow$52.0M+628%
CapEx$574.0K-55.6%
Free cash flow$51.4M+778%

Valuation

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Market cap$316.33M+7.1%
Enterprise value$617.87M+22.4%
P/E9.5×+0.6×

Profitability

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Net margin24.4%-1.2pp
FCF margin70%-67.3pp

Returns & leverage

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Return on equity10.8%-0.7pp
Debt / equity+0.2×

Where this comes from

Reported directly by FS Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The source filing: FS Bancorp, Inc.’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 3:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026740
INTEREST INCOMEThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Loans receivable, including fees$46,202$45,038$92,214$88,340
Interest and dividends on investment securities, cash and cash equivalents, and interest-bearing deposits at other financial institutions3,4603,6656,7817,150
Total interest and dividend income49,66248,70398,99595,490
INTEREST EXPENSE
Deposits13,90814,52028,62127,578
Borrowings2,1971,5853,5813,848
Subordinated notes9094861,600971
Total interest expense17,01416,59133,80232,397

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FAQ

What is FS Bancorp, Inc.'s home lending — interest and fee income loans and leases?
FS Bancorp, Inc. (FSBW) reported home lending — interest and fee income loans and leases of $9.28M in Q2 2026.
How has FS Bancorp, Inc.'s home lending — interest and fee income loans and leases changed year-over-year?
FS Bancorp, Inc.'s home lending — interest and fee income loans and leases increased by 3.6% year-over-year, from $8.96M to $9.28M.
What is the long-term trend for FS Bancorp, Inc.'s home lending — interest and fee income loans and leases?
Over 3 years (2022 to 2025), FS Bancorp, Inc.'s home lending — interest and fee income loans and leases has grown at a 23.8% compound annual growth rate (CAGR), from $18.85M to $35.74M.
What does home lending — interest and fee income loans and leases mean?
Captures the total interest income and associated fees generated from the home lending loan portfolio. It serves as a primary indicator of the segment's core revenue-generating capacity from its lending activities.

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