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Paccar PCAR Financial Services — Interest And Fee Income Loans And Leases

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Other financials

Income statement

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Revenue$7.5B+0.5%
Gross profit$1.6B+2.8%
Net income$752.0M+3.9%
EPS (diluted)$1.43+4.4%

Balance sheet

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Total debt$63.8M-12.7%
Total equity$20.3B+7.3%
Total assets$44.0B-0.3%

Cash flow

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Operating cash flow$700.8M-15.9%
CapEx$145.4M-34.5%
Free cash flow$555.4M-9.1%

Valuation

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Market cap$69.08B+35.4%
P/E27.6×+11.0×
P/S2.5×+0.8×

Profitability

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Gross margin20%-1.2pp
Net margin9%-0.9pp
FCF margin13.3%+1.5pp

Returns & leverage

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Return on equity12.8%-4.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Paccar in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The source filing: Paccar’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-323642
Line itemThree Months Ended / June 30 / 2026Three Months Ended / June 30 / 2025Six Months Ended / June 30 / 2026Six Months Ended / June 30 / 2025
6,225.66,238.011,879.512,713.5
Truck, Parts and Other Income Before Income Taxes771.4724.81,351.81,163.0
FINANCIAL SERVICES:
Interest and fees346.2357.6691.1700.6
Operating lease, rental and other revenues203.5190.1400.8375.1
Revenues549.7547.71,091.91,075.7
Interest and other borrowing expenses179.9200.3362.7390.9
Depreciation and other expenses165.2154.9325.3314.6

Cover / Front Matter

FAQ

What is Paccar's financial services — interest and fee income loans and leases?
Paccar (PCAR) reported financial services — interest and fee income loans and leases of $346.2M in Q2 2026.
How has Paccar's financial services — interest and fee income loans and leases changed year-over-year?
Paccar's financial services — interest and fee income loans and leases decreased by 3.2% year-over-year, from $357.6M to $346.2M.
What is the long-term trend for Paccar's financial services — interest and fee income loans and leases?
Over 4 years (2021 to 2025), Paccar's financial services — interest and fee income loans and leases has grown at a 28.5% compound annual growth rate (CAGR), from $524.4M to $1.43B.
What does financial services — interest and fee income loans and leases mean?
Measures the revenue generated from interest and fees on the financial services segment's loan and lease portfolio. This is a primary driver of profitability for the segment, reflecting the volume of financing provided to customers and the yield earned on those assets. It indicates the segment's success in capturing financing business from equipment sales.

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