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FS Bancorp, Inc. FSBW Provision for Credit Losses

Provision for Credit Losses at other companies

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-$151K-2,257%
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-$200K-103%
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Columbia Banking SystemsCOLB
$28M+3.7%
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WaFd, Inc.WAFD
$4M+45.5%
Heritage Financial logo
Heritage FinancialHFWA
-$1.03M-2,120%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
-$54K-126%

Segments

By segment

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Commercial And Consumer Banking$2.54M+92.6%
Home Lending-$15K-106%

Other financials

Income statement

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Revenue$1.2M-96.8%
Net income$7.8M-2.4%
EPS (diluted)$1.16+39.8%

Balance sheet

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Cash & equivalents$38.7M-38.3%
Total debt$172.9M+134%
Total equity$313.9M+5.0%
Total assets$3.2B+4.5%

Cash flow

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Operating cash flow$8.7M+6.6%
CapEx$273.0K-22.0%
Free cash flow$8.4M+7.8%

Valuation

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Market cap$316.6M+7.8%
Enterprise value$450.77M+47.8%
P/E9.6×+1.1×
P/S7.9×-0.7×

Profitability

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Net margin24.4%-1.2pp
FCF margin70%-67.3pp

Returns & leverage

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Return on equity10.8%-1.2pp
Debt / equity0.6×+0.3×

Where this comes from

Reported directly by FS Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: FS Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FS Bancorp, Inc.'s provision for credit losses?
FS Bancorp, Inc. (FSBW) reported provision for credit losses of $2.53M in Q1 2026.
How has FS Bancorp, Inc.'s provision for credit losses changed year-over-year?
FS Bancorp, Inc.'s provision for credit losses increased by 58.9% year-over-year, from $1.59M to $2.53M.
What is the long-term trend for FS Bancorp, Inc.'s provision for credit losses?
Over 4 years (2021 to 2025), FS Bancorp, Inc.'s provision for credit losses has grown at a 55.7% compound annual growth rate (CAGR), from $1.63M to $9.55M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.