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PCB Bancorp PCB Provision for Credit Losses

Provision for Credit Losses at other companies

Hanmi Financial logo
Hanmi FinancialHAFC
-$85K-179%
OP Bancorp logo
OP BancorpOPBK
$412K-44.0%
RBB Bancorp logo
RBB BancorpRBB
$0-100%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$61K-94.6%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
-$168K-137%
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSBP

Other financials

Income statement

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Revenue$30.7M+4.8%
Net income$10.5M+15.8%
EPS (diluted)$0.73+17.7%

Balance sheet

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Cash & equivalents$265.2M+0.6%
Total debt$27.7M+41.0%
Total equity$400.5M+6.4%
Total assets$3.5B+5.0%

Cash flow

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Operating cash flow$1.4M-72.4%
CapEx$108.0K-89.9%
Free cash flow$1.2M-67.5%

Valuation

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Market cap$386.93M+28.3%
Enterprise value$149.43M+159%
P/E9.3×-0.3×
P/S3.2×+0.4×

Profitability

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Net margin34.7%+5.3pp
FCF margin33.9%+14.0pp

Returns & leverage

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Return on equity10.8%+2.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal.

The source filing: PCB Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001423869-26-000027

FAQ

What is PCB Bancorp's provision for credit losses?
PCB Bancorp (PCB) reported provision for credit losses of $128K in Q2 2026.
How has PCB Bancorp's provision for credit losses changed year-over-year?
PCB Bancorp's provision for credit losses increased by 93.9% year-over-year, from $66K to $128K.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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