What is PCB Bancorp's provision for credit losses?

PCB Bancorp (PCB) reported provision for credit losses of -$151K in Q1 2026.

How has PCB Bancorp's provision for credit losses changed year-over-year?

PCB Bancorp's provision for credit losses decreased by 2257.1% year-over-year, from $7K to -$151K.

What does provision for credit losses mean?

Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

PCB Bancorp PCB Provision for Credit Losses

Provision for Credit Losses at other companies

Hanmi FinancialHAFC

-$271K-183%

RBB BancorpRBB

-$200K-103%

BSR

Sierra BancorpBSRR

-$1K-100%

Bridgewater Bancshares, Inc.BWB

$1.2M-20.0%

Independent Bank CorporationIBCP

$362K-49.8%

Five Star BancorpFSBC

$2.68M+40.8%

Other financials

Income statement

See full

Revenue$30.2M+12.4%

Net income$10.7M+37.7%

EPS (diluted)$0.74+39.6%

Balance sheet

See full

Cash & equivalents$267.4M+24.8%

Total debt$18.3M-6.0%

Total equity$396.7M+7.0%

Total assets$3.4B+5.5%

Cash flow

See full

Operating cash flow$20.7M+781%

CapEx$28.0K-96.3%

Free cash flow$20.6M+1,191%

Valuation

See full

Market cap$397.86M+40.7%

Enterprise value$148.76M+69.3%

P/E9.9×+0.1×

P/S3.3×+0.6×

Profitability

See full

Net margin33.9%+5.8pp

FCF margin36.5%+6.8pp

Returns & leverage

See full

Return on equity10.5%+2.5pp

Debt / equity0×0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal.

The official record: PCB Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PCB Bancorp's provision for credit losses?: PCB Bancorp (PCB) reported provision for credit losses of -$151K in Q1 2026.
How has PCB Bancorp's provision for credit losses changed year-over-year?: PCB Bancorp's provision for credit losses decreased by 2257.1% year-over-year, from $7K to -$151K.
What does provision for credit losses mean?: Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.