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RBB Bancorp RBB Provision for Credit Losses

Provision for Credit Losses at other companies

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Other financials

Income statement

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Revenue$1.1M-23.8%
Net income$10.1M+8.6%

Balance sheet

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Cash & equivalents$283.0M+47.5%
Total debt$143.8M-2.2%
Total assets$4.3B+4.5%

Cash flow

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Operating cash flow$22.3M+2.9%
CapEx$157.0K-32.6%
Free cash flow$11.7M-32.2%

Valuation

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Market cap$447.93M+36.6%
Enterprise value$308.76M+9.1%
P/E10.7×-3.5×
P/S77.3×+9.9×

Profitability

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Net margin720.3%+248pp
FCF margin824.3%-266pp

Returns & leverage

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Return on equity11.3%
Debt / equity0.2×

Where this comes from

Reported directly by RBB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: RBB Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:45 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026563
Line itemThree Months Ended / June 30, 2026Three Months Ended / March 31, 2026Three Months Ended / June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
FHLB advances1,0511,1331,4202,1842,409
Total interest expense27,07326,30026,87153,37353,044
Net interest income before (reversal of)/provision for credit losses30,08630,50327,33460,58953,497
(Reversal of)/provision for credit losses(200)2,387(200)9,133
Net interest income after (reversal of)/provision for credit losses30,08630,70324,94760,78944,364
Noninterest income:
Service charges and fees1,1041,0321,0602,1362,077
Loan servicing income, net of amortization5335045411,0371,129

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FAQ

What is RBB Bancorp's provision for credit losses?
RBB Bancorp (RBB) reported provision for credit losses of $0 in Q2 2026.
How has RBB Bancorp's provision for credit losses changed year-over-year?
RBB Bancorp's provision for credit losses decreased by 100.0% year-over-year, from $2.39M to $0.
What is the long-term trend for RBB Bancorp's provision for credit losses?
Over 2 years (2023 to 2025), RBB Bancorp's provision for credit losses has grown at a 75.5% compound annual growth rate (CAGR), from $3.36M to $10.36M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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