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Sierra Bancorp BSRR Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.52B-11.7%
U.S. Bancorp logo
U.S. BancorpUSB
$538M+7.4%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$914M-9.1%
RBB Bancorp logo
RBB BancorpRBB
$0-100%
Plumas Bancorp logo
Plumas BancorpPLBC
$1.71M+473%
PCB Bancorp logo
PCB BancorpPCB
$128K+93.9%

Other financials

Income statement

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Revenue$39.0M-0.6%
Net income$9.9M-6.7%
EPS (diluted)$0.96+23.1%

Balance sheet

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Cash & equivalents$142.7M+9.8%
Total debt$49.5M-31.4%
Total equity$366.9M+3.1%
Total assets$3.7B-1.3%

Cash flow

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Operating cash flow$11.1M-72.8%
CapEx$83.0K-78.4%
Free cash flow$11.0M-72.7%

Valuation

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Market cap$516.33M+33.2%
Enterprise value$423.17M+28.3%
P/E11.5×+1.9×
P/S3.3×+0.7×

Profitability

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Net margin28.7%+2.0pp
FCF margin59.4%+26.1pp

Returns & leverage

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Return on equity12.5%+0.9pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Sierra Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Sierra Bancorp’s 8-K, filed July 27, 2026. Open the filing →

Filed
Jul 27, 2026, 9:15 AM EDT
Accession
0001104659-26-086884

FAQ

What is Sierra Bancorp's provision for credit losses?
Sierra Bancorp (BSRR) reported provision for credit losses of $2.28M in Q2 2026.
How has Sierra Bancorp's provision for credit losses changed year-over-year?
Sierra Bancorp's provision for credit losses increased by 88.7% year-over-year, from $1.21M to $2.28M.
What is the long-term trend for Sierra Bancorp's provision for credit losses?
Over 2 years (2021 to 2024), Sierra Bancorp's provision for credit losses has grown at a -98.3% compound annual growth rate (CAGR), from -$3.65M to -$1K.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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