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U.S. Bancorp USB Provision for Credit Losses

Provision for Credit Losses at other companies

Associated Banc-Corp logo
Associated Banc-CorpASB
$11M-15.4%
JPMorgan Chase logo
JPMorgan ChaseJPM
$2.51B-24.1%
Commerce Bancshares logo
Commerce BancsharesCBSH
$10.96M-24.3%
Deluxe logo
DeluxeDLX
$2M+11.1%
Fifth Third Bank logo
Fifth Third BankFITB
$227M+30.5%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$1.14B+21.8%

Segments

By segment

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Payment Services$347M+9.5%
Consumer And Business Banking$72M+16.1%
Wealth Corporate Commercial And Institutional Banking$65M+54.8%

Other financials

Income statement

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Revenue$7.3B+4.8%
Net income$1.9B+13.8%
EPS (diluted)$1.18+14.6%

Balance sheet

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Cash & equivalents$48.4B-3.2%
Total debt$79.2B+2.9%
Total equity$65.8B+9.5%
Total assets$701.00B+3.6%

Cash flow

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Operating cash flow$1.3B+535%

Valuation

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Market cap$94.88B+36.7%
Enterprise value$125.68B+38.7%
P/E12.2×+2.1×
P/S3.3×+0.8×

Profitability

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Net margin27%+2.8pp

Returns & leverage

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Return on equity12.4%+0.8pp
Debt / equity1.2×-0.1×

Where this comes from

Reported directly by U.S. Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: U.S. Bancorp’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is U.S. Bancorp's provision for credit losses?
U.S. Bancorp (USB) reported provision for credit losses of $576M in Q1 2026.
How has U.S. Bancorp's provision for credit losses changed year-over-year?
U.S. Bancorp's provision for credit losses increased by 7.3% year-over-year, from $537M to $576M.
What is the long-term trend for U.S. Bancorp's provision for credit losses?
Over 4 years (2021 to 2025), U.S. Bancorp's provision for credit losses has grown at a 16.8% compound annual growth rate (CAGR), from -$1.17B to $2.19B.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.