Consumer And Business Banking — Provision for Credit Losses
U.S. Bancorp Consumer And Business Banking — Provision for Credit Losses decreased by 5.3% to $72M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 16.1%, from $62M to $72M. Over 4 years (FY 2021 to FY 2025), Consumer And Business Banking — Provision for Credit Losses shows an upward trend with a 15.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests deteriorating credit quality or a more conservative economic outlook, while a decrease suggests improved borrower health.
Detailed definition
An expense charged to the income statement to maintain the allowance for loan and lease losses at a level considered ade...
Peer comparison
Standard metric across all lending institutions; highly sensitive to macroeconomic cycles.
usb_segment_consumer_and_business_banking_provision_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$68M | -$27M | -$4M | $48M | -$74M | $41M | $60M | $7M | $16M | $7M | $48M | $54M | $30M | $18M | $80M | $62M | $39M | $61M | $76M | $72M |
| QoQ Change | — | +60.3% | +85.2% | >999% | -254.2% | +155.4% | +46.3% | -88.3% | +128.6% | -56.3% | +585.7% | +12.5% | -44.4% | -40.0% | +344.4% | -22.5% | -37.1% | +56.4% | +24.6% | -5.3% |
| YoY Change | — | — | — | — | -8.8% | +251.9% | >999% | -85.4% | +121.6% | -82.9% | -20.0% | +671.4% | +87.5% | +157.1% | +66.7% | +14.8% | +30.0% | +238.9% | -5.0% | +16.1% |
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Frequently Asked Questions
- What is U.S. Bancorp's consumer and business banking — provision for credit losses?
- U.S. Bancorp (USB) reported consumer and business banking — provision for credit losses of $72M in Q1 2026.
- How has U.S. Bancorp's consumer and business banking — provision for credit losses changed year-over-year?
- U.S. Bancorp's consumer and business banking — provision for credit losses increased by 16.1% year-over-year, from $62M to $72M.
- What is the long-term trend for U.S. Bancorp's consumer and business banking — provision for credit losses?
- Over 4 years (2021 to 2025), U.S. Bancorp's consumer and business banking — provision for credit losses has grown at a 15.0% compound annual growth rate (CAGR), from -$136M to $238M.
- What does consumer and business banking — provision for credit losses mean?
- The amount set aside to cover potential losses from bad loans.