Skip to content

Bank of America BAC Consumer Banking — Provision for Credit Losses

Other segment segments

Global Banking
$215M-22.4%
Global Markets
-$11M-150%
Global Wealth & Investment Management
$2M-85.7%

Similar metrics at other companies

BOH
BOHConsumer Banking — Provision for Credit Losses
$2.69M-18.3%
Atlantic Union Bankshares logo
AUBConsumer Banking — Provision For Loan Lease And Other Losses
$2.01M-22.6%
NewtekOne, Inc. logo
NEWTBanking — Provision for Credit Losses
$9.61M-28.9%
First Busey Corporation logo
BUSEBanking — Provision for Credit Losses
$3.06M-93.3%
BOK Financial logo
BOKFConsumer Banking — Provision for Credit Losses
$1.51M-0.6%
Valley National Bank logo
VLYConsumer Banking — Provision for Credit Losses
$1.21M+114%

Other financials

Income statement

See full
Revenue$31.6B+19.3%
Net income$9.1B+27.5%
EPS (diluted)$1.21+36.0%

Balance sheet

See full
Cash & equivalents$229.75B-13.6%
Total debt$339.86B+5.4%
Total equity$301.09B+0.5%
Total assets$3.50T+1.7%

Cash flow

See full
Operating cash flow$41.8B+2,013%

Valuation

See full
Market cap$432.24B+23.7%
Enterprise value$542.35B+33.7%
P/E12.8×+0.3×
P/S3.6×+0.4×

Profitability

See full
Net margin27.8%+2.3pp

Returns & leverage

See full
Return on equity11.2%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Bank of America in its filing.

Tagged under the XBRL concept bac:FinancingReceivableExcludingAccruedInterestAndOffBalanceSheetLiabilityCreditLossProvisionReversal.

The official record: Bank of America’s 8-K, filed July 14, 2026, on SEC EDGAR. View the filing →

Ask your AI about Bank of America's consumer banking — provision for credit losses.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Bank of America's consumer banking — provision for credit losses?
Bank of America (BAC) reported consumer banking — provision for credit losses of $1.16B in Q2 2026.
How has Bank of America's consumer banking — provision for credit losses changed year-over-year?
Bank of America's consumer banking — provision for credit losses decreased by 9.5% year-over-year, from $1.28B to $1.16B.
What is the long-term trend for Bank of America's consumer banking — provision for credit losses?
Over 4 years (2021 to 2025), Bank of America's consumer banking — provision for credit losses has grown at a 44.5% compound annual growth rate (CAGR), from -$1.07B to $4.65B.
What does consumer banking — provision for credit losses mean?
An expense charged to the income statement to maintain the allowance for loan and lease losses at a level considered adequate to cover estimated credit losses. This reflects management's assessment of the credit quality of the consumer loan portfolio and the current economic environment.