Business Segments · Provision for Credit Losses

Global Banking — Provision for Credit Losses

Bank of America Global Banking — Provision for Credit Losses decreased by 23.9% to $185.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 20.1%, from $154.00M to $185.00M. Over 4 years (FY 2021 to FY 2025), Global Banking — Provision for Credit Losses shows an upward trend with a -26.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2020
Last reportedQ1 2026

How to read this metric

An increase suggests rising credit risk or economic stress, while a decrease suggests improving borrower health or a more optimistic credit outlook.

Detailed definition

This metric represents the expense set aside by the Global Banking segment to cover anticipated losses from commercial l...

Peer comparison

Peers like JPMorgan Chase or Citigroup report similar provisions under their commercial or institutional banking segments, often benchmarked against total loan balances.

Metric ID: bac_segment_global_banking_segment_provision_for_credit_losses

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$800.25M-$800.25M-$800.25M$165.00M$157.00M$170.00M$149.00M-$237.00M$9.00M-$119.00M-$239.00M$229.00M$235.00M$229.00M$190.00M$154.00M$277.00M$269.00M$243.00M$185.00M
QoQ Change+0.0%+0.0%+120.6%-4.8%+8.3%-12.4%-259.1%+103.8%<-999%-100.8%+195.8%+2.6%-2.6%-17.0%-18.9%+79.9%-2.9%-9.7%-23.9%
YoY Change+119.6%+121.2%+118.6%-243.6%-94.3%-170.0%-260.4%+196.6%>999%+292.4%+179.5%-32.8%+17.9%+17.5%+27.9%+20.1%
Range-$800.25M$277.00M
CAGR-26.5%
Avg YoY Growth+176.3%
Median YoY Growth+24.0%
Current Streak3 quarters decline

Frequently Asked Questions

What is Bank of America's global banking — provision for credit losses?
Bank of America (BAC) reported global banking — provision for credit losses of $185.00M in Q1 2026.
How has Bank of America's global banking — provision for credit losses changed year-over-year?
Bank of America's global banking — provision for credit losses increased by 20.1% year-over-year, from $154.00M to $185.00M.
What is the long-term trend for Bank of America's global banking — provision for credit losses?
Over 4 years (2021 to 2025), Bank of America's global banking — provision for credit losses has grown at a -26.3% compound annual growth rate (CAGR), from -$3.20B to $943.00M.
What does global banking — provision for credit losses mean?
The amount of money a bank sets aside to cover potential losses from unpaid commercial loans.