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Wells Fargo & Company WFC Commercial Banking — Provision for Credit Losses

Other segment segments

Consumer Banking and Lending
$818M+10.7%
Corporate and Investment Banking
$175M
Wealth And Investment Management
-$10M-191%

Similar metrics at other companies

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$38M-44.1%
Valley National Bank logo
VLYCommercial Banking — Provision for Credit Losses
$20.04M-71.9%
KeyCorp logo
KEYCommercial Bank — Provision for Credit Losses
$70M-6.7%
Fifth Third Bank logo
FITBCommercial Banking — Provision for (benefit from) credit losses
$158M+97.5%
Pathward Financial, Inc. logo
CASHCommercial — Provision for credit loss
$22.49M+541%

Other financials

Income statement

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Revenue$22.6B+8.6%
Net income$6.4B+16.6%
EPS (diluted)$2.00+25.0%

Balance sheet

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Cash & equivalents$42.2B-78.2%
Total debt$207.31B-43.7%
Total equity$180.19B-0.5%
Total assets$2.28T+15.2%

Cash flow

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Operating cash flow$9.1B+183%

Valuation

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Market cap$265.03B-0.1%
Enterprise value$430.17B-2.4%
P/E11.7×-1.2×
P/S3.1×-0.2×

Profitability

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Net margin26%+0.9pp

Returns & leverage

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Return on equity12.5%+1.0pp
Debt / equity1.2×-0.9×

Where this comes from

Reported directly by Wells Fargo & Company in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Wells Fargo & Company’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wells Fargo & Company's commercial banking — provision for credit losses?
Wells Fargo & Company (WFC) reported commercial banking — provision for credit losses of $150M in Q1 2026.
How has Wells Fargo & Company's commercial banking — provision for credit losses changed year-over-year?
Wells Fargo & Company's commercial banking — provision for credit losses decreased by 19.8% year-over-year, from $187M to $150M.
What is the long-term trend for Wells Fargo & Company's commercial banking — provision for credit losses?
Over 4 years (2021 to 2025), Wells Fargo & Company's commercial banking — provision for credit losses has grown at a -33.8% compound annual growth rate (CAGR), from -$1.5B to $288M.
What does commercial banking — provision for credit losses mean?
An expense charged to the income statement to maintain the allowance for credit losses at a level management deems adequate to cover expected losses in the commercial loan portfolio. It serves as a forward-looking estimate of potential defaults and credit deterioration.