Commercial Banking — Provision for Credit Losses
Business Segments · Provision for Credit LossesWells Fargo & Company Commercial Banking — Provision for Credit Losses remained flat by 0.0% to $72.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.7%, from $72.50M to $72.00M. Over 2 years (FY 2023 to FY 2025), Commercial Banking — Provision for Credit Losses shows an upward trend with a 96.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
Lower values suggest a healthier loan portfolio and improved economic outlook, while higher values indicate rising credit risk.
Detailed definition
An expense charged to the income statement to maintain the allowance for credit losses at a level management deems adequ...
Peer comparison
Standard banking metric; peers report this as a key indicator of credit quality and risk management.
wfc_segment_commercial_banking_provision_for_credit_lossesHistorical Data
| FY'23 | FY'24 | FY'25 | |
|---|---|---|---|
| Value | $75.00M | $290.00M | $288.00M |
| YoY Change | — | +286.7% | -0.7% |
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Frequently Asked Questions
- What is Wells Fargo & Company's commercial banking — provision for credit losses?
- Wells Fargo & Company (WFC) reported commercial banking — provision for credit losses of $72.00M in Q4 2025.
- How has Wells Fargo & Company's commercial banking — provision for credit losses changed year-over-year?
- Wells Fargo & Company's commercial banking — provision for credit losses decreased by 0.7% year-over-year, from $72.50M to $72.00M.
- What is the long-term trend for Wells Fargo & Company's commercial banking — provision for credit losses?
- Over 2 years (2023 to 2025), Wells Fargo & Company's commercial banking — provision for credit losses has grown at a 96.0% compound annual growth rate (CAGR), from $75.00M to $288.00M.
- What does commercial banking — provision for credit losses mean?
- The amount of money set aside to cover expected future losses from bad loans.