Skip to content
Screener

Deluxe DLX Provision for Credit Losses

Provision for Credit Losses at other companies

U.S. Bancorp logo
U.S. BancorpUSB
$538M+7.4%
Xerox Holdings Corporation logo
Xerox Holdings CorporationXRX
$4M-50.0%
Superior Group of Companies, Inc. logo
Superior Group of Companies, Inc.SGC
$314K+140%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$28.31M+205%
Lesaka Technologies, Inc. logo
Lesaka Technologies, Inc.LSAK
$2.5M+49.0%

Other financials

Income statement

See full
Revenue$499.3M-4.2%
Gross profit$259.6M-7.1%
Operating income$55.7M-8.4%
Net income$19.1M-14.7%
EPS (diluted)$0.41-18.0%

Balance sheet

See full
Cash & equivalents$54.4M+31.1%
Total debt$1.5B-5.8%
Total equity$707.9M+10.8%
Total assets$2.6B+1.1%

Cash flow

See full
Operating cash flow$81.2M+58.9%
CapEx$22.6M-3.0%
Free cash flow$58.6M+111%

Valuation

See full
Market cap$1.15B+32.3%
Enterprise value$2.57B+7.2%
P/E11.4×-3.6×
P/S0.5×+0.1×

Profitability

See full
Gross margin52.5%-0.4pp
Operating margin11.9%+2.5pp
Net margin4.8%+2.0pp
FCF margin9.9%+3.5pp

Returns & leverage

See full
Return on equity14.9%+5.7pp
Debt / equity2.1×-0.4×
Current ratio1.2×+0.3×

Where this comes from

Reported directly by Deluxe in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The source filing: Deluxe’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 9:28 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000027996-26-000112
(in millions)Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Balance, beginning of period$8.7$9.1
Bad debt expense4.13.7
Write-offs and other(4.5)(3.1)
Balance, end of period$8.3$9.7

Item 1. Consolidated Balance Sheets

FAQ

What is Deluxe's provision for credit losses?
Deluxe (DLX) reported provision for credit losses of $2.1M in Q2 2026.
How has Deluxe's provision for credit losses changed year-over-year?
Deluxe's provision for credit losses increased by 10.5% year-over-year, from $1.9M to $2.1M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Ask your AI about Deluxe's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude