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Xerox Holdings Corporation XRX Provision for Credit Losses

Provision for Credit Losses at other companies

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DeluxeDLX
$2.1M+10.5%
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Ford Motor CompanyF
$186M+14.8%

Segments

By geography

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Canada$0-100%
United States$0+100%

Other financials

Income statement

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Revenue$1.9B+22.0%
Gross profit$203.0M+244%
Net income$13.0M+112%
EPS (diluted)$0.07+108%

Balance sheet

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Cash & equivalents$552.0M-44.0%
Total debt$4.2B+14.3%
Total equity$323.0M-71.2%
Total assets$9.7B+9.6%

Cash flow

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Operating cash flow-$144.0M-61.8%
CapEx$14.0M+250%
Free cash flow-$156.0M-66.0%

Valuation

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Market cap$425.23M-19.2%
Enterprise value$4.1B+26.6%
P/S0.1×0.0×

Profitability

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Gross margin3.9%-1.5pp
Net margin-11.9%-3.9pp
FCF margin8.1%+1.8pp

Returns & leverage

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Return on equity-128%+168pp
Debt / equity13.1×+9.8×
Current ratio1.2×-0.3×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Xerox Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:48 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001770450-26-000040
Line itemUnited StatesCanadaEMEAOther(2)Total
Charge-offs, net(1)(1)(2)
Other(1)
Balance at March 31, 2026$23$5$17$45
Provision2114
Charge-offs, net(2)(1)(2)(5)
Other(1)
Balance at June 30, 2026$23$5$16$44
Balance at December 31, 2024$29$5$23$57

Item 1. Financial Statements (Unaudited)

FAQ

What is Xerox Holdings Corporation's provision for credit losses?
Xerox Holdings Corporation (XRX) reported provision for credit losses of $4M in Q2 2026.
How has Xerox Holdings Corporation's provision for credit losses changed year-over-year?
Xerox Holdings Corporation's provision for credit losses decreased by 50.0% year-over-year, from $8M to $4M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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